3426 CHANNELSIDE COURT, SAFETY HARBOR, FL, 34695
Active24 days on marketListed Jul 15, 2026MLS #TB8526904
About this home
3426 CHANNELSIDE COURT
Virtually Staged. Welcome to one of Pinellas County’s most exceptional values in luxury new construction. Completed in 2025 and never occupied, this extraordinary waterfront pool home combines timeless architecture, impeccable craftsmanship, and designer finishes typically found in homes at a substantially higher price point. Situated on an oversized waterfront homesite, enjoy breathtaking sunsets, frequent dolphin sightings, abundant wildlife, and picturesque water views that define Florida luxury living. Offering 4 bedrooms, 4 full bathrooms, 3,433 square feet, and an oversized 3-car garage, this stunning residence showcases exceptional curb appeal with architectural millwork, stone accents, hurricane-impact windows, lush European-inspired landscaping, a spacious motor court, travertine walkways, and a welcoming covered front porch. Inside, soaring 10-foot ceilings and an open-concept floor plan create an inviting space for everyday living and entertaining. Engineered hardwood flooring, crown molding, custom wood ceiling beams, and a sleek electric fireplace complement walls of glass overlooking the pool and waterfront. The chef’s kitchen is a showpiece featuring ceiling-height custom cabinetry, premium quartzite countertops, under-cabinet and designer island lighting, a professional cooktop with designer hood, pot filler, built-in wall oven and microwave, and an oversized island overlooking the water. The first floor also includes a full guest bath and private en-suite bedroom, ideal for guests or multigenerational living. Upstairs, a custom wrought-iron staircase leads to a spacious loft and an incredible primary retreat featuring dual custom closets, a private waterfront balcony, and a spa-inspired bath with a freestanding soaking tub, oversized dual vanity, LED mirrors, smart toilet, and an oversized walk-in shower wrapped in imported floor-to-ceiling tile. Two additional bedrooms complete the second floor, including one with a private en-suite bath while the other shares a beautifully appointed hall bath. Both enjoy access to a second-story balcony. Outdoor living is equally impressive with an elevated resort-style pool, elegant cable railing, travertine decking with mosaic accents, tongue-and-groove wood ceilings, and expansive covered entertaining space overlooking the water. Additional upgrades include custom closet systems throughout, extensive millwork, whole-home water softener, reverse osmosis water filtration, epoxy garage flooring, premium lighting and fixtures, and countless designer touches throughout. Conveniently located near award-winning Gulf beaches, premier shopping, dining, top medical facilities, downtown St. Petersburg, Tampa, and Tampa International Airport, this remarkable residence delivers luxury, lifestyle, and exceptional value in one extraordinary package! Make your private appointment today.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,433
Sqft
0.25 ac
Lot size
3
Garage
2025
Year built
Two
Levels
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,568 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,568/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs Safety Harbor actives
$408 vs $325
Days on market
24 vs 60 typical
Where $408/sqft sits among the 90 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
57 of 90
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 133% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3426 CHANNELSIDE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$805,000
517 HARBOR GROVE CIRCLE
5 bd · 3 ba · 3,486 sqft · $231/sqft · 5 DOM
Sold · Dec ’25$779,000
2886 GREEN MEADOW COURT
5 bd · 2.5 ba · 3,535 sqft · $220/sqft · 164 DOM
Sold · Oct ’25$1,200,000
2956 MEADOW HILL DRIVE
4 bd · 4 ba · 3,577 sqft · $335/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3426 CHANNELSIDE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3426 CHANNELSIDE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3426 CHANNELSIDE COURT FAQs
What would the monthly payment be for 3426 CHANNELSIDE COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,568/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3426 CHANNELSIDE COURT?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3426 CHANNELSIDE COURT?+
The most recent tax bill on record (2025) was $1,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3426 CHANNELSIDE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $1,399,900, this home is listed about 125% above the Safety Harbor median of $622,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3426 CHANNELSIDE COURT?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,399,900 runs 133% above the SAFETY HARBOR 34695 median — but at 3,433 sqft it's also 68% larger than the typical Safety Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · John Larocca. MLS #TB8526904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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