1014 HARDWOOD DRIVE, VALRICO, FL, 33596
Active5 days on marketListed Jul 19, 2026MLS #TB8526886
About this home
1014 HARDWOOD DRIVE
Just a short walk from the popular Three Bulls Tavern & Brewery, this beautifully updated 3-bedroom, 2-bath pool home offers the perfect blend of lifestyle, privacy, and convenience in the highly desirable Oakdale community of Valrico. Nestled on a premium homesite backing to a tranquil pond and conservation area, you'll enjoy exceptional privacy with no rear neighbors while being just minutes from shopping, restaurants, parks, top-rated schools, and major commuter routes. Inside, the thoughtfully designed split-bedroom floor plan provides both functionality and privacy. The inviting living room is anchored by a cozy fireplace, while the updated kitchen features quartz countertops and opens seamlessly to the main living areas. Luxury vinyl plank flooring, tastefully updated bathrooms, and energy-efficient windows add modern style, comfort, and efficiency throughout. Step outside to your own private backyard retreat, where an expansive screened lanai and in-ground pool overlook peaceful pond and conservation views. Whether you're entertaining friends, enjoying a quiet morning coffee, or unwinding after a short stroll home from Three Bulls, this outdoor space offers the best of Florida living. Oakdale is one of Valrico's most established and sought-after communities, known for its mature oak trees, low HOA, no CDD fees, and unbeatable location just off Bell Shoals Road. Homes with private conservation views, updated finishes, and this level of walkability rarely become available.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,332
Sqft
0.37 ac
Lot size
2
Garage
1990
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,722 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,722/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.8%
$/sqft vs Valrico actives
$263 vs $218
Days on market
5 vs 34 typical
Where $263/sqft sits among the 195 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakdale Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Oakdale Reserve — neighborhood snapshot
Population
1,071
Median age
41
Median income
$141,120
Median home value
$362,400
Avg household
3
Households w/ children
119
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
108 of 195
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 1014 HARDWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$310,000
1005 HARDWOOD DRIVE · same community
3 bd · 2 ba · 1,194 sqft · $260/sqft · 63 DOM
Sold · Nov ’25$335,000
1027 HARDWOOD DRIVE · same community
3 bd · 2 ba · 1,194 sqft · $281/sqft · 31 DOM
Sold · Apr ’26$279,000
4623 CABBAGE PALM DRIVE
3 bd · 2 ba · 1,244 sqft · $224/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1014 HARDWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1014 HARDWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1014 HARDWOOD DRIVE FAQs
What would the monthly payment be for 1014 HARDWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,722/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1014 HARDWOOD DRIVE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1014 HARDWOOD DRIVE?+
The most recent tax bill on record (2025) was $4,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1014 HARDWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $349,900, this home is listed about 26% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1014 HARDWOOD DRIVE?+
Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VALRICO 33596 market on paper
$349,900 is 25% below the VALRICO 33596 median of $465,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Valrico market that averages 34 — if it fits, move quickly.
04Strong assigned schools
Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP SUNSHINE · Thomas Morillo LLC. MLS #TB8526886.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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