
12210 MOSS LAKE LOOP, NEW PORT RICHEY, FL, 34655
Active25 days on marketListed Jul 10, 2026MLS #TB8526885
About this home
12210 MOSS LAKE LOOP
POOL HOME • BRAND NEW LVP FLOORING • CORNER LOT • GATED COMMUNITY • FENCED YARD • SOLAR PANELS • WATER SOFTENER SYSTEM • FRESHLY PAINTED. Welcome to this beautifully updated pool home located on a desirable corner lot in the gated community of The Villages of Trinity Lakes. Ideally situated in the heart of Trinity, you'll enjoy quick access to shopping, restaurants, parks, top-rated schools, and everyday conveniences. From the moment you arrive, you'll appreciate the fresh landscaping and inviting curb appeal. Inside, the home features fresh interior paint, brand-new luxury vinyl plank flooring throughout the living areas and bedrooms, durable tile in the wet areas, and absolutely no carpet. A welcoming sitting area and convenient half bath greet guests before opening to the spacious main living area. The open-concept kitchen is designed for both everyday living and entertaining, featuring double wall ovens, a spacious refrigerator, abundant cabinetry, and seamless views into the living room and backyard oasis. Step outside to your private retreat complete with a sparkling pool, relaxing waterfall features, a brick paver deck, and a fully fenced backyard—perfect for entertaining, family gatherings, or simply enjoying Florida living. Upstairs, you'll find a spacious loft with a built-in brick entertainment center, creating the perfect second living space, media room, or game room. The private primary suite is thoughtfully separated from the additional bedrooms and overlooks the pool. The ensuite bathroom features dual vanities, a large walk-in closet, and plenty of space to unwind. The additional bedrooms are generously sized and filled with natural light, while the upstairs laundry room and multiple storage closets—including under-stair storage—provide exceptional functionality. This move-in-ready home also includes solar panels to help reduce electric costs, a whole-home water softener system, and a kitchen drinking water filtration system. With its extensive updates, exceptional outdoor living space, and unbeatable Trinity location, this home offers the perfect combination of comfort, efficiency, and lifestyle. Schedule your private showing today before this one is gone!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,716
Sqft
0.23 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,764 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,764/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs New Port Richey actives
$239 vs $193
Days on market
25 vs 46 typical
Where $239/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
209 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 12210 MOSS LAKE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$570,000
11639 LAKE BOULEVARD · same community
4 bd · 2.5 ba · 2,775 sqft · $205/sqft · 1 DOM
Sold · May ’26$580,000
11728 LAKE BOULEVARD · same community
5 bd · 2.5 ba · 2,775 sqft · $209/sqft · 77 DOM
Sold · Feb ’26$725,000
1831 HIDDEN SPRINGS DRIVE · same community
4 bd · 3 ba · 2,617 sqft · $277/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12210 MOSS LAKE LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12210 MOSS LAKE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12210 MOSS LAKE LOOP FAQs
What would the monthly payment be for 12210 MOSS LAKE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,764/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12210 MOSS LAKE LOOP?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12210 MOSS LAKE LOOP?+
The most recent tax bill on record (2025) was $9,310. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12210 MOSS LAKE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $649,000, this home is listed about 128% above the New Port Richey median of $284,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12210 MOSS LAKE LOOP?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 100% above the NEW PORT RICHEY 34655 median — but at 2,716 sqft it's also nearly twice the size of the typical New Port Richey listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIRST IN REAL ESTATE SERVICES · Lauren Ortiz. MLS #TB8526885.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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