86 BAHAMA CIRCLE, TAMPA, FL, 33606
Active13 days on marketListed Jul 10, 2026MLS #TB8526792
About this home
86 BAHAMA CIRCLE
Welcome to a rare opportunity in Tampa's most sought-after neighborhood, Davis Islands! This oversized 16,242 sqft homesite offers breathtaking water views and endless custom potential — a blank canvas ready for the home of your dreams. Sprawling across a generous 105-by-133 lot, this property offers unparalleled tranquility and privacy, with deep water canal vistas and partial open bay views. With 85 feet of water frontage, this property offers unparalleled access to Tampa Bay's pristine waters. Situated on a street that has long been a favorite among professional athletes, this lot offers a rare opportunity to own a piece of South Tampa's rich heritage.
Facts & features
The home at a glance
0.4 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$28,386 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$28,386/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33606 — neighborhood snapshot
Population
23,511
Median age
27.8
Median income
$113,634
Median home value
$796,000
Avg household
1.95
Households w/ children
1,669
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 652% above the TAMPA 33606 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 86 BAHAMA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 86 BAHAMA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
86 BAHAMA CIRCLE FAQs
What would the monthly payment be for 86 BAHAMA CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,386/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 86 BAHAMA CIRCLE?+
The most recent tax bill on record (2025) was $72. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $4,890,000, this home is listed about 952% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 86 BAHAMA CIRCLE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,890,000 runs 652% above the TAMPA 33606 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Plant High School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Bianca Lopez. MLS #TB8526792.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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