16525 MOSAIC OAR DRIVE, WIMAUMA, FL, 33598
Active14 days on marketListed Jul 10, 2026MLS #TB8526727
About this home
16525 MOSAIC OAR DRIVE
Virtually Staged. Welcome to this beautifully maintained 2023-built home offering the perfect blend of modern design, energy efficiency, and low-maintenance living. Featuring a bright open-concept floor plan, a spacious kitchen with contemporary finishes, and a seamless flow into the living and dining areas, this home is ideal for both everyday living and entertaining. The private owner’s suite provides a relaxing retreat with a generous walk-in closet and en-suite bath, while the additional bedrooms offer flexibility for family, guests, or a home office. Enjoy the benefits of owning a nearly new home with updated systems, modern construction, and peace of mind. Conveniently located near shopping, dining, schools, and major roadways, this move-in-ready home is one you won’t want to miss!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,043
Sqft
0.2 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,059 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,059/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.2%
$/sqft vs Wimauma actives
$166 vs $183
Days on market
14 vs 44 typical
Where $166/sqft sits among the 270 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$369K → $362K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
146 of 270
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 16525 MOSAIC OAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$322,000
16849 TRITE BEND STREET
4 bd · 2.5 ba · 2,048 sqft · $157/sqft · 50 DOM
Sold · Sep ’25$367,500
16612 GOOSE RIBBON PLACE
4 bd · 2.5 ba · 2,035 sqft · $181/sqft · 27 DOM
Sold · Jun ’26$369,900
16619 MOONER PLANK CIRCLE
4 bd · 2.5 ba · 2,035 sqft · $182/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16525 MOSAIC OAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16525 MOSAIC OAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16525 MOSAIC OAR DRIVE FAQs
What would the monthly payment be for 16525 MOSAIC OAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,059/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16525 MOSAIC OAR DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16525 MOSAIC OAR DRIVE?+
The most recent tax bill on record (2025) was $8,066. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16525 MOSAIC OAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $340,000, this home is listed about 8% below the Wimauma median of $370,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Marbin Antunes. MLS #TB8526727.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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