4069 ROCKY SHORES DRIVE, TAMPA, FL, 33634
Active35 days on marketListed Jul 9, 2026MLS #TB8526723
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Sat, Aug 15
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About this home
4069 ROCKY SHORES DRIVE
Experience elevated, maintenance-free living in this beautifully appointed end-unit townhome located within the highly desirable gated community of The Cove at Rocky Point. Designed with both elegance and functionality in mind, this three-story residence features a private elevator, 3 spacious bedrooms, a potential 4th bedroom/ office, 3 full bathrooms, and exceptional finishes throughout, creating the perfect blend of luxury and everyday comfort. A welcoming foyer greets you upon entry and provides convenient access to the private elevator and oversized tandem 2-car garage, offering generous space for vehicles, storage, bicycles, or recreational equipment. Every level of this thoughtfully designed home has been crafted to maximize space, natural light, and effortless living. The second floor serves as the heart of the home, showcasing an expansive open-concept design ideal for entertaining. The spacious living and dining areas flow seamlessly into the designer kitchen, where culinary enthusiasts will appreciate premium GE Café stainless steel appliances, an Electrolux induction cooktop, elegant quartz countertops, custom cabinetry, a stylish tile backsplash, and a generous closet pantry. A built-in coffee system within the refrigerator adds an extra touch of convenience for your morning routine. This level also includes a versatile office or flex room, a full bathroom, and a private covered balcony overlooking the beautifully landscaped community and sparkling resort-style pool. The upper level is dedicated to rest and relaxation. The luxurious primary suite offers a peaceful retreat complete with a comfortable sitting area, abundant closet space, and a spa-inspired ensuite featuring upscale finishes designed for everyday indulgence. The primary bathroom features a steam shower. Two additional guest bedrooms provide generous accommodations, while a full guest bath and conveniently located laundry room equipped with an Asko washer and dryer complete the third floor. Numerous upgrades enhance the home's appeal, including impact-rated windows and doors, elegant crown molding, EV Charger, custom window treatments, designer lighting, and high-quality finishes throughout. Every detail reflects pride of ownership and modern craftsmanship. Residents of The Cove at Rocky Point enjoy an exceptional lifestyle with maintenance-free living and outstanding community amenities. Relax by the resort-style swimming pool, enjoy the beautifully maintained grounds, or launch a kayak or paddle board from the community observation dock, offering direct access to the scenic waterways leading into Tampa Bay. Ideally situated just minutes from Tampa International Airport, Berkeley Preparatory School, International Plaza, Rocky Point Golf Course, downtown Tampa, major business districts, fine dining, shopping, and entertainment, this location provides unmatched convenience while maintaining a peaceful residential setting. Providing luxurious finishes, an exceptional floor plan, premium upgrades, and one of Tampa's most convenient locations, this remarkable townhome presents an outstanding opportunity to enjoy Florida living in an exclusive waterfront community.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,080
Sqft
0.06 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,510 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,510/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs Tampa actives
$325 vs $300
Days on market
35 vs 44 typical
Where $325/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33634 — neighborhood snapshot
Population
21,643
Median age
38.9
Median income
$69,185
Median home value
$310,900
Avg household
2.82
Households w/ children
2,669
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
222 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the TAMPA 33634 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4069 ROCKY SHORES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$605,000
4065 ROCKY SHORES DRIVE · same community
3 bd · 3 ba · 2,032 sqft · $298/sqft · 71 DOM
Sold · Aug ’26$3,372,000
4028 ROCKY SHORES DRIVE · same community
5 bd · 5.5 ba · 4,808 sqft · $701/sqft · 62 DOM
Sold · Dec ’25$831,700
3922 FONTAINEBLEAU DRIVE
4 bd · 2 ba · 2,088 sqft · $398/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4069 ROCKY SHORES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4069 ROCKY SHORES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4069 ROCKY SHORES DRIVE FAQs
What would the monthly payment be for 4069 ROCKY SHORES DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,510/mo — principal and interest, the actual property-tax bill, the $697/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4069 ROCKY SHORES DRIVE?+
The association fee works out to $697 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4069 ROCKY SHORES DRIVE?+
The most recent tax bill on record (2025) was $9,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4069 ROCKY SHORES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $675,000, this home is listed about 50% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4069 ROCKY SHORES DRIVE?+
Morgan Woods Elementary School (elementary), Webb Middle School (middle), Leto High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 69% above the TAMPA 33634 median — but at 2,080 sqft it's also 31% larger than the typical Tampa listing.
02Know the monthly fee
The association fee is $697/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $735,000, now $675,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jac Smith. MLS #TB8526723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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