6190 80TH STREET N UNIT 403, ST PETERSBURG, FL, 33709
Active38 days on marketListed Jul 8, 2026MLS #TB8526607
About this home
6190 80TH STREET N UNIT 403
TOP FLOOR | POND VIEW | UPDATED KITCHEN AND BATHS | NEWER HVAC AND HURRICANE WINDOWS **Welcome to Your Dream Condo in the Heart of Five Towns** They say your home shapes your life, and this top-floor gem in the sought-after Oxford building of the 55+ community, Five Towns, is ready to shape yours for the better. Step inside this move-in-ready 2-bedroom, 2-bathroom condo and fall in love with a space designed for comfort, style, and ease. Beyond the cosmetic upgrades, this unit also boasts updated hurricane windows and a newer HVAC system! The completely reimagined open kitchen flows seamlessly into the living area, featuring clean lines and premium updates like crown molding, tall baseboards, and engineered hardwood floors throughout. Both bathrooms have been thoughtfully renovated with modern finishes that balance elegance and practicality. Enjoy the convenience of an in-unit washer/dryer and an enclosed balcony that offers serene pond views - your very own private retreat without leaving home! Oh and look up - the outdated popcorn ceiling was replaced with a modern textured ceiling! This unit also comes with parking space #30, located right across from the building entrance for optimal convenience. With an unbeatable location and highly desirable upgrades, this listing won't last long. Act fast - your new life in Five Towns awaits! All listing information is considered highly reliable according to the seller, but it is the buyer's responsibility to verify. Gas (stove and furnace), Hot Water, Basic Cable, Internet, Trash Pickup, Water/Sewer, Five Towns amenities and more are all included in the HOA fee. Shopping, Restaurants, Banking, and more can be easily found within a short drive in any direction! Both the Baypines VA Healthcare Facility and HCA Hospital are less than 10 minutes away! Soak up the sun at the closest beach, Madeira, which is only 10 minutes away, or shop, eat, and drink to your heart's content in Downtown Saint Pete, which is an easy-breezy 20-minute drive away! Experience resort-style living at Five Towns, an expansive 111-acre 55+ community where lush, meticulously maintained grounds invite you to stroll, explore, and unwind. Here, you will find 9 tranquil ponds, 6 pools plus a soothing hot tub, and 3 outdoor kitchen gazebos equipped with grills and refrigerators for effortless entertaining. For active days, enjoy tennis, pickleball, shuffleboard, and bocce ball, all complemented by 2 welcoming clubhouses that house a billiards room, a library, 2 fitness centers, 2 auditoriums, and 2 card rooms. Feel like being social? Join one of the 20+ Clubs in Five Towns! This Active community offers Bingo, Game Nights, Painting Classes, Theater Club, Potlucks, Line Dancing, Zumba, Yoga, Tai Chi, Dances, Pancake Breakfasts, and more!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,245
Sqft
1982
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,737 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,737/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.4%
$/sqft vs TERRACE PARK OF FIVE TOWNS
$197 vs $167
Days on market
38 vs 57 typical
Where $197/sqft sits among the 30 homes for sale in TERRACE PARK OF FIVE TOWNS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
19 of 30
TERRACE PARK OF FIVE TOWNS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6190 80TH STREET N UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$220,000
5980 TERRACE PARK DRIVE N UNIT 214 · same community
2 bd · 2 ba · 1,245 sqft · $177/sqft · 27 DOM
Sold · Mar ’26$151,000
6070 80TH STREET N UNIT 403 · same community
2 bd · 2 ba · 1,245 sqft · $121/sqft · 3 DOM
Sold · Aug ’25$136,490
5970 80TH STREET N UNIT 101 · same community
2 bd · 2 ba · 1,245 sqft · $110/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6190 80TH STREET N UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6190 80TH STREET N UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6190 80TH STREET N UNIT 403 FAQs
What would the monthly payment be for 6190 80TH STREET N UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,737/mo — principal and interest, the actual property-tax bill, the $727/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6190 80TH STREET N UNIT 403?+
The association fee works out to $727 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6190 80TH STREET N UNIT 403?+
The most recent tax bill on record (2025) was $3,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6190 80TH STREET N UNIT 403?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $245,000, this home is listed about 43% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 6190 80TH STREET N UNIT 403?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$245,000 runs 60% above the ST PETERSBURG 33709 median.
02Know the monthly fee
The association fee is $727/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $250,000, now $245,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Kristin Zimmerman. MLS #TB8526607.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 6190 80TH STREET N UNIT 403 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →