David Ramirez
$287,7002 bd2 ba1,280 sqft$225 /sqft$2,119 /mo all-in ↓

9450 HARBOR GREENS WAY UNIT 301, SEMINOLE, FL, 33776

Active21 days on marketListed Jul 16, 2026MLS #TB8526556

Priced 42% below the SEMINOLE 33776 medianWaterfrontPrivate poolCondominiumHARBOR GREENS AT YACHT CLUB ESTATES

Come see it

Upcoming open house

Sat, Aug 8

11:00 AM – 1:00 PM

Building A is the first building on the left hand side. Elevator or stairs to the 3rd floor, Unit 301.

About this home

9450 HARBOR GREENS WAY UNIT 301

Welcome to Harbor Greens, a desirable active 55+ community, and discover Unit A-301—a beautifully updated third-floor end unit offering stunning views and 1,280 square feet of comfortable luxury living. From the moment you enter, you'll appreciate the attention to detail throughout. The entryway and kitchen feature elegant tile flooring, while rich hardwood floors extend through the dining and living areas. The thoughtfully redesigned chef’s kitchen maximizes every inch of space and showcases solid wood cabinetry, granite countertops, stainless steel appliances, a built-in oven, side-by-side refrigerator, and abundant storage. As a coveted end unit, this home offers additional natural light from a side window overlooking the park, along with approximately 80 extra square feet of living space. Both bathrooms have been tastefully renovated and feature modern walk-in showers. The spacious bedrooms offer upgraded carpeting for added comfort and warmth. Step through the sliding glass doors to your screened lanai with vinyl windows, where you can relax and enjoy peaceful views of the nature preserve behind the property.This home has been extensively updated throughout—please see the attached feature sheet for a complete list of improvements. The location is exceptional, with beaches, grocery stores, banks, restaurants, and churches just minutes away. Best of all, this home is being offered fully furnished, making it truly move-in ready for its new owners. Schedule your private showing today and experience all that Harbor Greens has to offer.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,280

Sqft

3.43 ac

Lot size

1981

Year built

One

Levels

$225

Per sqft

Private poolWaterfrontPark/Greenbelt & Pool & Trees/Woods & Water viewTurnkey55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofBuilt-Up · Membrane
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Pool · Trees/Woods · Water
FacesSouth
ParkingAssigned · Covered · Deeded · Ground Level · Guest · Open · Reserved · Under Building
ExteriorBalcony · Outdoor Shower · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$1,655/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fire Hydrant · Phone Available · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,119 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,694
FHA mortgage insurance (est.)$127
Property tax — 2025 actual bill$138
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,070Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,070
Interest rate6.00%
Loan term

Estimated payment

$2,119/mo

Principal & interest$1,694
FHA mortgage insurance (est.)$127
Property taxes (actual bill)$138
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $288K
$276KedgeAI estimate $448,712 · range $419K$522K$543K

vs edgeAI estimate

−35.9%

$/sqft vs Seminole actives

$225 vs $254

Days on market

21 vs 44 typical

Where $225/sqft sits among the 284 Seminole actives

65
42
43 · this home
48
43
43
$109–160$160–212$212–263$263–314$314–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Greens At Yacht Club Estates

Map of 9450 HARBOR GREENS WAY UNIT 301 inside its neighborhood boundary

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Harbor Greens At Yacht Club Estates — neighborhood snapshot

Population

409

Median age

64

Median income

$61,818

Median home value

$344,700

Avg household

2

Households w/ children

32%

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$405K$405K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

159 of 284

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% below the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $287,700 · 21 days on market since
1981Built · HARBOR GREENS AT YACHT CLUB ESTATES

Reality check

What actually sold near 9450 HARBOR GREENS WAY UNIT 301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9450 HARBOR GREENS WAY UNIT 503Sold · May ’26

$185,000

9450 HARBOR GREENS WAY UNIT 503 · same community

2 bd · 2 ba · 1,200 sqft · $154/sqft · 172 DOM

9490 HARBOR GREENS WAY UNIT 303Sold · Sep ’25

$210,000

9490 HARBOR GREENS WAY UNIT 303 · same community

2 bd · 2 ba · 1,200 sqft · $175/sqft · 17 DOM

9490 HARBOR GREENS WAY UNIT 205Sold · Sep ’25

$220,000

9490 HARBOR GREENS WAY UNIT 205 · same community

2 bd · 2 ba · 1,200 sqft · $183/sqft · 450 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9450 HARBOR GREENS WAY UNIT 301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9450 HARBOR GREENS WAY UNIT 301 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

9450 HARBOR GREENS WAY UNIT 301 FAQs

What would the monthly payment be for 9450 HARBOR GREENS WAY UNIT 301?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,119/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9450 HARBOR GREENS WAY UNIT 301?+

The most recent tax bill on record (2025) was $1,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9450 HARBOR GREENS WAY UNIT 301?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $287,700, this home is listed about 26% below the Seminole median of $390,250. The market section on this page shows how the area is trending.

Which schools are assigned to 9450 HARBOR GREENS WAY UNIT 301?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SEMINOLE 33776 market on paper

$287,700 is 42% below the SEMINOLE 33776 median of $499,950, and at $225/sqft it sits under the Seminole average of $256.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SAND KEY REALTY · Jeffery Butzin. MLS #TB8526556.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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