
601 45TH STREET N, ST PETERSBURG, FL, 33713
Active26 days on marketListed Jul 9, 2026MLS #TB8526357
About this home
601 45TH STREET N
Some homes simply have a personality all their own. Nestled beneath a majestic shade oak behind a charming white picket fence, this lovingly updated Central Oak Park/Kennilworth home offers character, flexibility, and a floor plan that adapts to your life. Designed for comfortable everyday living, the heart of the home features an updated kitchen with soft-close cabinetry, Savaii quartz countertops, new appliances, built-in features, and an open layout that flows seamlessly into the living and dining areas beneath soaring vaulted ceilings. Premium carbonized solid bamboo flooring adds warmth and durability throughout much of the home, while the downstairs bathrooms have been tastefully updated with marble and quartz finishes. The upstairs primary suite and ensuite bath remain ready for your personal touch, allowing you to enjoy the extensive updates already completed throughout the home while customizing your private owner's retreat over time. Throughout the home, quality finishes and thoughtful improvements create a warm, inviting atmosphere that is both functional and timeless. What truly sets this home apart is its remarkably flexible floor plan. The upstairs primary suite enjoys exceptional privacy with both interior and private exterior stair access, creating outstanding potential for an in-law suite, guest quarters, a private owner's retreat, or studio-style living space. On the opposite side of the home, two adjoining bedrooms share a full bath and private entrance, creating an ideal space for multigenerational living, extended family, guests, a home office, or income-producing possibilities. One of these rooms also lends itself beautifully as a bonus room, media room, or flex space if a fourth bedroom isn't needed. Whether you're accommodating extended family, welcoming long-term guests, working from home, or exploring supplemental rental income, this is a home that adapts to your life without sacrificing comfort or privacy. For added peace of mind, many of the home's most significant improvements have already been completed, including a new roof (2023), HVAC system (2021), all new sewer lines including the lateral line (2024), a new 3/4-inch CPVC water service line from the city connection to the home (2023), new copper water lines serving the kitchen and main bathroom, and an owned One Green water softener installed in 2025. Step outside to your own private garden retreat, where mature landscaping and inviting outdoor seating areas create the perfect setting for relaxing or entertaining year-round. Ideally located just minutes from vibrant Downtown St. Petersburg, approximately 15 minutes from the Gulf beaches, and only blocks from both the SunRunner and the Pinellas Trail, this home offers convenient access to everything that makes St. Petersburg one of Florida's most desirable places to live. THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE WHEN USING THE PREFERRED LENDER. INQUIRE FOR DETAILS.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,538
Sqft
0.11 ac
Lot size
1947
Year built
Two
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,303 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,303/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs St Petersburg actives
$358 vs $322
Days on market
26 vs 54 typical
Where $358/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33713 — neighborhood snapshot
Population
31,835
Median age
42.4
Median income
$69,704
Median home value
$279,000
Avg household
2.17
Households w/ children
3,135
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
199 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 601 45TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$287,500
4555 6TH AVENUE N · same community
2 bd · 2 ba · 1,589 sqft · $181/sqft · 0 DOM
Sold · Aug ’25$480,000
4301 5TH AVENUE N · same community
3 bd · 2.5 ba · 1,620 sqft · $296/sqft · 36 DOM
Sold · Jan ’26$295,000
605 51ST STREET W · same community
2 bd · 1 ba · 1,258 sqft · $234/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 601 45TH STREET N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 601 45TH STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
601 45TH STREET N FAQs
What would the monthly payment be for 601 45TH STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,303/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 601 45TH STREET N?+
The most recent tax bill on record (2025) was $7,942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 601 45TH STREET N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $550,000, this home is listed about 25% above the St Petersburg median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 601 45TH STREET N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EPIQUE REALTY INC. · Terri Labrie. MLS #TB8526357.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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