700 DELAWARE AVENUE, PALM HARBOR, FL, 34683
Active8 days on marketListed Jul 17, 2026MLS #TB8526350
About this home
700 DELAWARE AVENUE
RARE UNINCORPORATED OZONA WATERFRONT GEM WITH ENDLESS POSSIBILITIES! Welcome to 700 Delaware Ave, an exceptional 1.08-ACRE BLANK CANVAS offering DIRECT GULF ACCESS in highly sought-after Palm Harbor. Spanning TWO SEPARATE PARCELS, this unique acreage presents an incredibly rare DEVELOPMENT OPPORTUNITY. The expansive lot size can comfortably accommodate TWO MAGNIFICENT LUXURY ESTATES or potentially be subdivided into a THREE-LOT WATERFRONT ENCLAVE (subject to county approval). Bring your builder and your grandest architectural dreams—the property features an existing residence prime for a TEAR-DOWN, creating a completely clean slate for custom luxury construction. To make the process seamless, a recent survey, title search, and demolition estimates ($28,622) are already on file and available. Boaters and water enthusiasts will appreciate the FUNCTIONAL, STORM-RESILIENT DOCK, meticulously upgraded with brand-new hurricane-grade wood on original, intact pilings. Cruise, sail, or jet ski out to the open waters of the Gulf of Mexico right from your private shoreline. Whether you are a DEVELOPER looking to maximize a multi-site waterfront project or an INDIVIDUAL looking to build a massive, private family compound, this 1-acre+ property delivers UNMATCHED POTENTIAL. Secure one of the last true waterfront acreage opportunities in the area and create your legacy lifestyle today!
Facts & features
The home at a glance
1.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,828 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,828/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 275% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 700 DELAWARE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$415,000
1479 INDIANA AVENUE · same community
3 bd · 2 ba · 1,107 sqft · $375/sqft · 6 DOM
Sold · Dec ’25$405,000
1300 14TH STREET · same community
3 bd · 2 ba · 1,153 sqft · $351/sqft · 0 DOM
Sold · Oct ’25$525,000
832 FLORIDA AVENUE · same community
4 bd · 2 ba · 1,253 sqft · $419/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 700 DELAWARE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 700 DELAWARE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
700 DELAWARE AVENUE FAQs
What would the monthly payment be for 700 DELAWARE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,828/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 700 DELAWARE AVENUE?+
The most recent tax bill on record (2025) was $134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $1,500,000, this home is listed about 300% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 700 DELAWARE AVENUE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Katherine Congdon. MLS #TB8526350.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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