David Ramirez
$349,999$352,7643 bd2 ba1,853 sqft$189 /sqft$2,433 /mo all-in ↓

9308 CHISWELL TRAIL, PALMETTO, FL, 34221

Active18 days on marketListed Jul 6, 2026MLS #TB8526336

Priced 4% below the PALMETTO 34221 medianReduced $3KNew constructionSingle Family ResidenceCOVE AT COASTERRA

About this home

9308 CHISWELL TRAIL

Under Construction. What's Special: Corner Lot | Walk-In Closets | Low HOA Dues. New Construction - October Completion! Built by America's Most Trusted Home Builder. Welcome to the Maple at 9308 Chiswell Trail in Cove at Coasterra! Explore this new home offering a spacious great room that flows effortlessly into the dining area and kitchen, featuring quartz countertops, white cabinets, a large island, and a walk-in pantry. Step outside to enjoy the patio just off the main living areas, while the convenient half bath and drop zone add everyday functionality. Upstairs, the private primary suite includes a spacious bath and walk-in closet, while two secondary bedrooms share a full bath, and nearby laundry room provide comfort and convenience. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: GE refrigerator, laundry appliance package, extended LVP flooring on the 1st floor, and window blinds throughout the whole house. Photos are for representative purposes only. MLS#TB8526336

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,853

Sqft

0.16 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$189

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorWindow Treatments
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Concrete
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$58/mo
Taxes (2025)$0/yr
PetsCats OK, Dogs OK, Yes
CommunityLake · Clubhouse · Dog Park · Fitness Center · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,433 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$0
HOA fee — from the listing$58
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,754/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Est. property taxes$321
HOA / condo fee$58
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$321KedgeAI estimate $344,565 · range $334K$350K$364K

vs edgeAI estimate

+1.6%

$/sqft vs COVE AT COASTERRA

$189 vs $200

Days on market

18 vs 55 typical

Where $189/sqft sits among the 6 homes for sale in COVE AT COASTERRA

3
0
0
0
0 · this home
3
$156–163$163–171$171–179$179–186$186–194$194+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 9308 CHISWELL TRAIL

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

0 of 6

COVE AT COASTERRA have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,999 $3K
Jul 6, 2026Listed at $352,764 · 18 days on market since
2026Built · COVE AT COASTERRA

Reality check

What actually sold near 9308 CHISWELL TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8932 KILLBARRY LANESold · Nov ’25

$350,000

8932 KILLBARRY LANE · same community

3 bd · 2.5 ba · 1,853 sqft · $189/sqft · 0 DOM

13815 SHELLMORE AVENUESold · Apr ’26

$325,000

13815 SHELLMORE AVENUE · same community

3 bd · 2.5 ba · 1,853 sqft · $175/sqft · 130 DOM

9328 CHISWELL TRAILSold · Mar ’26

$325,999

9328 CHISWELL TRAIL · same community

3 bd · 2.5 ba · 1,853 sqft · $176/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9308 CHISWELL TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9308 CHISWELL TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9308 CHISWELL TRAIL FAQs

What would the monthly payment be for 9308 CHISWELL TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,433/mo — principal and interest, estimated property taxes, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9308 CHISWELL TRAIL?+

The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9308 CHISWELL TRAIL?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9308 CHISWELL TRAIL?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $349,999, this home is listed about 12% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9308 CHISWELL TRAIL?+

James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TAYLOR MORRISON REALTY OF FL · Michelle Campbell. MLS #TB8526336.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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