David Ramirez
$550,000$580,0004 bd3.5 ba3,499 sqft$157 /sqft$4,563 /mo all-in ↓

11628 LAKE LUCAYA DRIVE, RIVERVIEW, FL, 33579

Active26 days on marketListed Jul 7, 2026MLS #TB8526302

Reduced $30KSingle Family ResidenceLUCAYA LAKE CLUB PH 3

About this home

11628 LAKE LUCAYA DRIVE

WELCOME HOME! You’re going to LOVE this 4 bedroom, 3.5 bath, 3 car garage, IMMACULATE home in the gated section of Lake Lucaya! This home WOWS! This Guard Gated Community is the perfect place for you and your family to call home! As you drive up to the house you’ll immediately realize that PRIDE OF OWNERSHIP SHOWS just by looking at the BEAUTIFULLY MANICURED lawn and BEAUTIFUL PAVER BRICK driveway! Immediately upon entering the home you’ll appreciate the OPEN FLOOR PLAN and space this home offers. The Formal Dining Room and Living Room are the perfect place to host gatherings with family and friends or use the space for something else, playroom, office, 3rd Living Room - whatever you’d like. As you continue into this AMAZING home you’ll be ASTOUNDED at the true HEART OF THIS HOME - the KITCHEN & GREAT ROOM! This Kitchen is a CHEF’S DREAM! It boasts GRANITE COUNTERTOPS, UPGRADED CABINETS, Stainless Steel appliances, a double oven, GAS STOVETOP, and a HUGE ISLAND BAR - PERFECT for friends to gather around anytime of the day! This place was designed for ENTERTAINING guests! There is a very large EAT IN SPACE in the Kitchen and a very ROOMY and inviting GREAT ROOM too! As you head upstairs you’ll definitely appreciate the FLEX LOFT AREA. It is currently a 2nd LIVING SPACE but could easily be used as a Media Room, Office, Game Room or most anything else you’d like to use it for. The MASTER BEDROOM is the PERFECT RETREAT! The bedroom is MASSIVE - offering plenty of space to make this your personal oasis. The En Suite bathroom SHOWCASES DOUBLE VANITY SINKS with GRANITE tops, a VERY LARGE walk in shower and a Master Bedroom Closet that is simply - HUGE! The rest of the bedrooms are oversized and the Laundry Room is IDEALLY located upstairs so there is no walking laundry up and down the stairs to do laundry! You will also ABSOLUTELY LOVE the OVERSIZED 3 CAR GARAGE! Feel free to relax in the backyard and enjoy the FLORIDA weather most anytime in the Roof Over screened porch and patio. The backyard is the perfect size for your family and friends to hang out day or night! This neighborhood OFFERS TONS OF RESORT STYLE AMENITIES! The CENTERPIECE of the entire neighborhood is the MASSIVE 78 acre - LAKE LUCAYA! This lake allows the residents some of the most AMAZING SUNSETS & VIEWS you could ever see! Or you can spend your time on the pier, beach area, kayaking, canoeing, paddle boarding, or fishing! Lucaya Lake Club also offers tons of walking trails, a fantastic and thriving CLUBHOUSE where the community gathers to relax and make lifelong friends, a zero entry pool, fitness center, playground and splash park! This neighborhood is also perfectly situated and mere minutes from shopping malls, grocery stores, bowling alley, hospitals, I-75, I-4, the Suncoast Parkway and just about anything else you could want nearby. It is a very short drive to Apollo Beach with waterfront dining, boat charters, Downtown Tampa, area beaches, Tampa International Airport, Macdill Air Force Base, and Orlando. Hurry to see this house today before it slips away!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,499

Sqft

0.17 ac

Lot size

3

Garage

2019

Year built

Two

Levels

$157

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesWest
ParkingDriveway
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$79/mo
Taxes (2025)$10,110/yr
PetsBreed Restrictions
CommunityDeed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,563 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$843
HOA fee — from the listing$79
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,563/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$843
HOA / condo fee$79
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$528KedgeAI estimate $569,052 · range $556K$603K$627K

vs edgeAI estimate

−3.3%

$/sqft vs Riverview actives

$157 vs $184

Days on market

26 vs 33 typical

Where $157/sqft sits among the 400 Riverview actives

82 · this home
126
87
54
20
31
$139–162$162–184$184–207$207–229$229–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 11628 LAKE LUCAYA DRIVE

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33579 — neighborhood snapshot

Population

45,373

Median age

35.6

Median income

$113,568

Median home value

$374,600

Avg household

3.14

Households w/ children

6,871

For the school run

Hillsborough County School District

ElementaryCollins Pk-8 School★★★★★
MiddleRodgers Middle Magnet School★★★★
HighRiverview High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

217 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the RIVERVIEW 33579 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $550,000 $30K
Jul 7, 2026Listed at $580,000 · 26 days on market since
2019Built · LUCAYA LAKE CLUB PH 3

Reality check

What actually sold near 11628 LAKE LUCAYA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11544 LAKE LUCAYA DRIVESold · Sep ’25

$528,000

11544 LAKE LUCAYA DRIVE · same community

4 bd · 3.5 ba · 3,456 sqft · $153/sqft · 15 DOM

11622 LAKE LUCAYA DRIVESold · May ’26

$575,000

11622 LAKE LUCAYA DRIVE · same community

4 bd · 2.5 ba · 3,302 sqft · $174/sqft · 48 DOM

11550 LAKE LUCAYA DRIVESold · Aug ’25

$605,000

11550 LAKE LUCAYA DRIVE · same community

5 bd · 3 ba · 3,092 sqft · $196/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11628 LAKE LUCAYA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11628 LAKE LUCAYA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11628 LAKE LUCAYA DRIVE FAQs

What would the monthly payment be for 11628 LAKE LUCAYA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,563/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11628 LAKE LUCAYA DRIVE?+

The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11628 LAKE LUCAYA DRIVE?+

The most recent tax bill on record (2025) was $10,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11628 LAKE LUCAYA DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $550,000, this home is listed about 41% above the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 11628 LAKE LUCAYA DRIVE?+

Collins Pk-8 School (elementary), Rodgers Middle Magnet School (middle), Riverview High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$550,000 runs 44% above the RIVERVIEW 33579 median — but at 3,499 sqft it's also nearly twice the size of the typical Riverview listing.

02Strong assigned schools

Collins Pk-8 School, Rodgers Middle Magnet School, Riverview High School, Patricia Sullivan Metropolitan Ministries Partnership School — Riverview High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $580,000, now $550,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Chris Thompson. MLS #TB8526302.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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