David Ramirez
$625,0003 bd1 ba1,458 sqft$429 /sqft$4,017 /mo all-in ↓

894 JOAN STREET, DUNEDIN, FL, 34698

Active7 days on marketListed Jul 16, 2026MLS #TB8526239

Private poolSingle Family ResidenceDUNEDIN MANOR SUB

About this home

894 JOAN STREET

Welcome home to this beautifully updated pool home in the highly sought-after Dunedin Manor neighborhood, where coastal charm meets everyday convenience. Perfectly positioned just 1 mile from the heart of Downtown Dunedin, you'll love living in one of Florida's most desirable golf cart-friendly communities. Cruise to locally owned restaurants, rooftop bars, craft breweries, boutique shopping, coffee shops, waterfront parks, live music, and the countless festivals that make Dunedin such a vibrant place to call home. Situated on a beautifully landscaped corner lot, this 3-bedroom, 1-bathroom home offers nearly 1,500 square feet of thoughtfully designed living space. As you step inside, gorgeous laminate wood flooring flows throughout the spacious living and dining room combination, creating a warm and inviting atmosphere. Renovated in 2019, the kitchen is sure to impress with granite countertops, abundant wood cabinetry, a Frigidaire glass cooktop with stainless steel vent hood, stainless steel appliances, a wet bar sink, and a built-in wine refrigerator. A charming eat-in dining area showcases beautiful wood ceiling detailing and French doors that open directly to the backyard, seamlessly blending indoor and outdoor living. French doors lead into the spacious primary bedroom, while the additional bedrooms offer comfortable accommodations for family or guests. The updated bathroom features an oversized vanity and a tub/shower combination. An office or study nook provides the perfect work-from-home space. An interior laundry room with a utility sink and ample storage adds everyday functionality. Step outside to the backyard you’ve been dreaming of. Designed for entertaining and enjoying Florida’s year-round sunshine, the spectacular outdoor living space features a free-form saltwater pool surrounded by an expansive paver deck. Complete with a tranquil fountain, sun shelf with a built-in umbrella holder, and a brand-new 2025 pool pump, this private backyard oasis is equally suited for relaxing afternoons or hosting family and friends. On the opposite side of the pool, a lush, green grassy yard offers plenty of space for pets, play, or gardening, all maintained with a cost-saving reclaimed irrigation system. A storage shed provides additional space for tools, pool equipment, or outdoor gear, making this outdoor retreat as functional as it is beautiful. Built with solid block construction and located in flood zone X, where flood insurance is not required, this home also offers valuable peace of mind with major updates already completed, including a new HVAC system (2025), complete home replumb (2026), and tankless water heater (2022). Living in Dunedin Manor means embracing the Florida lifestyle. Outdoor enthusiasts will appreciate being just minutes from the Pinellas Trail, Edgewater Park, TD Ballpark, home of the Toronto Blue Jays' spring training, and the award-winning beaches of Honeymoon Island State Park. Enjoy easy access to grocery stores, shopping, medical facilities, and countless dining options, while Clearwater, Palm Harbor, Safety Harbor, and Tampa are all just a short drive away. Whether you're searching for a primary residence, vacation home, or seasonal retreat, this is the one for you. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,458

Sqft

0.19 ac

Lot size

1

Garage

1956

Year built

One

Levels

$429

Per sqft

Private pool

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Wet Bar
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Sprinkler Metered

Community & fees

Taxes (2025)$3,006/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,017 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$250
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,017/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$250
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$420KedgeAI estimate $603,332 · range $438K$826K$859K

vs edgeAI estimate

+3.6%

$/sqft vs Dunedin actives

$429 vs $296

Days on market

7 vs 51 typical

Where $429/sqft sits among the 264 Dunedin actives

79
71
55
24 · this home
15
20
$143–227$227–311$311–395$395–479$479–563$563+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Map of 894 JOAN STREET

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

153 of 264

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 108% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $625,000 · 7 days on market since
1956Built · DUNEDIN MANOR SUB

Reality check

What actually sold near 894 JOAN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

783 MANOR DRIVE WSold · May ’26

$621,333

783 MANOR DRIVE W · same community

2 bd · 2 ba · 1,280 sqft · $485/sqft · 2 DOM

1666 SOUVENIR DRIVESold · Aug ’25

$380,000

1666 SOUVENIR DRIVE

2 bd · 2 ba · 1,452 sqft · $262/sqft · 62 DOM

1982 SETON DRIVESold · Aug ’25

$436,500

1982 SETON DRIVE

3 bd · 2 ba · 1,444 sqft · $302/sqft · 108 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 894 JOAN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 894 JOAN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

894 JOAN STREET FAQs

What would the monthly payment be for 894 JOAN STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,017/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 894 JOAN STREET?+

The most recent tax bill on record (2025) was $3,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 894 JOAN STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $625,000, this home is listed about 57% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 894 JOAN STREET?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$625,000 runs 108% above the DUNEDIN 34698 median — but at 1,458 sqft it's also 24% larger than the typical Dunedin listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 7 days on market in a Dunedin market that averages 51 — if it fits, move quickly.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Mimi DeSetto. MLS #TB8526239.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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