David Ramirez
Short-Term Rental Eligible
$255,900$260,0002 bd2 ba1,080 sqft$237 /sqft$2,755 /mo all-in ↓

4221 W SPRUCE STREET UNIT 2203, TAMPA, FL, 33607

Active29 days on marketListed Jul 16, 2026MLS #TB8526222

Priced 7% below the TAMPA 33607 medianReduced $4KFully furnishedCondominiumVILLA SONOMA AT INTERNATIONAL

About this home

4221 W SPRUCE STREET UNIT 2203

Virtually Staged. Welcome to this beautifully updated home at 4221 W Spruce Street Unit 2203, where comfort and convenience come together. This charming residence features a well-designed, 1,080 sq. ft. floor plan that offers both functionality and style. It includes two spacious bedrooms and two modern bathrooms, featuring a primary suite with a walk-in closet and an en-suite bathroom. Additionally, the home offers in-unit laundry and a versatile space perfect for a formal dining area or a dedicated home office. Situated in a prime location, you will be just minutes away from local shops and amenities, and less than 10 minutes from the airport, Westshore Plaza, and some of Florida's pristine beaches. This property offers a maintenance-free, "lock-and-leave" lifestyle—perfect for someone on the go who wants the comfort of a home without the upkeep of a traditional single-family property. Please note the HVAC system is from 2012. New carpet, new washer and dryer. If you are looking for a place to call home without compromising on location, look no further.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,080

Sqft

0.01 ac

Lot size

2001

Year built

One

Levels

$237

Per sqft

FurnishedPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood · Laminate
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorNone

Community & fees

HOA fee$653/mo
Taxes (2025)$3,871/yr
PetsYes
CommunityCommunity Mailbox · Fitness Center · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,755 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,506
FHA mortgage insurance (est.)$113
Property tax — 2025 actual bill$323
Condo fee — from the listing$653
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,957Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,957
Interest rate6.00%
Loan term

Estimated payment

$2,755/mo

Principal & interest$1,506
FHA mortgage insurance (est.)$113
Property taxes (actual bill)$323
HOA / condo fee$653
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $256K
$239KedgeAI estimate $254,575 · range $249K$260K$270K

vs edgeAI estimate

+0.5%

$/sqft vs VILLA SONOMA AT INTERNATIONAL

$237 vs $252

Days on market

29 vs 43 typical

Where $237/sqft sits among the 8 homes for sale in VILLA SONOMA AT INTERNATIONAL

1
3 · this home
2
1
0
1
$211–228$228–246$246–263$263–281$281–299$299+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sonoma, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySonoma
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,250/mo median

MarketTampa
Annual gross at median$27,000
Gross yield on this price10.6%
Homes for rent right now1,129

Live Tampa rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Sonoma

Map of 4221 W SPRUCE STREET UNIT 2203

Drive times from this address

Downtown Tampa8 min
Tampa Int’l Airport (TPA)8 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sonoma is a short-term-rental community. See the full guide →

TAMPA 33607 — neighborhood snapshot

Population

24,960

Median age

39

Median income

$66,404

Median home value

$316,100

Avg household

2.14

Households w/ children

1,882

For the school run

Hillsborough County School District

ElementaryWest Tampa Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighJefferson High School★★★★
MiddleMadison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 8

VILLA SONOMA AT INTERNATIONAL have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the TAMPA 33607 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $255,900 $4K
Jul 16, 2026Listed at $260,000 · 29 days on market since
2001Built · VILLA SONOMA AT INTERNATIONAL

Reality check

What actually sold near 4221 W SPRUCE STREET UNIT 2203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4221 W SPRUCE STREET UNIT 1303Sold · Aug ’26

$260,000

4221 W SPRUCE STREET UNIT 1303 · same community

2 bd · 2 ba · 1,080 sqft · $241/sqft · 417 DOM

4221 W SPRUCE STREET UNIT 1326Sold · May ’26

$250,000

4221 W SPRUCE STREET UNIT 1326 · same community

2 bd · 2 ba · 1,080 sqft · $231/sqft · 272 DOM

4221 W SPRUCE STREET UNIT 2217Sold · May ’26

$275,000

4221 W SPRUCE STREET UNIT 2217 · same community

2 bd · 2 ba · 1,080 sqft · $255/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4221 W SPRUCE STREET UNIT 2203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4221 W SPRUCE STREET UNIT 2203 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4221 W SPRUCE STREET UNIT 2203 FAQs

What would the monthly payment be for 4221 W SPRUCE STREET UNIT 2203?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,755/mo — principal and interest, the actual property-tax bill, the $653/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4221 W SPRUCE STREET UNIT 2203?+

The association fee works out to $653 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4221 W SPRUCE STREET UNIT 2203?+

The most recent tax bill on record (2025) was $3,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4221 W SPRUCE STREET UNIT 2203 be rented short-term?+

Yes — this home sits inside Sonoma, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4221 W SPRUCE STREET UNIT 2203?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $255,900, this home is listed about 43% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4221 W SPRUCE STREET UNIT 2203?+

West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the TAMPA 33607 market on paper

$255,900 is 7% below the TAMPA 33607 median of $274,500, and at $237/sqft it sits under the Tampa average of $345.

02Zoned for nightly rentals

Sonoma is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04Know the monthly fee

The association fee is $653/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

05The price has already moved

Listed at $260,000, now $255,900 — a $4K cut. The full history is in the market section below.

Listing courtesy of KEY PREMIER REALTY · Alexis Scott. MLS #TB8526222.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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