1227 QUEEN ANNE DRIVE UNIT A, PALM HARBOR, FL, 34684
Active28 days on marketListed Jul 9, 2026MLS #TB8526186
About this home
1227 QUEEN ANNE DRIVE UNIT A
Welcome home to this charming 2-bedroom, 2-bath villa with a 1-car garage, ideally located in the highly sought-after Highland Lakes community! The HOA provides exceptional value by covering water, sewer, trash, and grounds maintenance, while also granting access to Highland Lakes' outstanding resort-style amenities. This inviting home offers a bright and functional floor plan with a spacious living and dining room combination, plus a delightful front sunroom surrounded by windows that fills the space with natural light and provides the perfect spot to relax, read, or enjoy your morning coffee. The kitchen is conveniently situated just off the dining area and features white raised-panel cabinetry and a full appliance package including a dishwasher, range, microwave, and refrigerator. A rear door leads directly to the attached 1-car garage, where you'll also find the washer and dryer, utility sink, and water heater. Down the hallway, the private primary suite offers a walk-in closet with built-in organizers and an en-suite bath complete with a step-in shower. The generously sized guest bedroom features a large wall closet, while the guest bath includes a tub/shower combination, vanity with extra storage, and its own linen closet. Additional storage is abundant with a hallway linen cabinet featuring pull-out drawers and an extra storage closet. Laminate wood flooring flows throughout the main living areas, with tile flooring in both bathrooms. Outside, enjoy the charming brick paver front patio—an ideal space for a bistro table or a pair of chairs to enjoy the Florida sunshine. Highland Lake residents enjoy two community pools, three executive 9-hole golf courses, tennis courts, shuffleboard, bocce ball, and an active lifestyle in one of the area's most desirable 55+ communities. Come and see this terrific home today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,000
Sqft
0 ac
Lot size
1
Garage
1977
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,378 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,378/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs HIGHLAND LAKES CONDO
$185 vs $185
Days on market
28 vs 48 typical
Where $185/sqft sits among the 10 homes for sale in HIGHLAND LAKES CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
5 of 10
HIGHLAND LAKES CONDO have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1227 QUEEN ANNE DRIVE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$160,000
2711 SHERBROOKE LANE UNIT B · same community
2 bd · 2 ba · 1,000 sqft · $160/sqft · 8 DOM
Sold · May ’26$226,000
2723 SHERBROOKE LANE UNIT B · same community
2 bd · 2 ba · 1,000 sqft · $226/sqft · 4 DOM
Sold · Oct ’25$180,000
1606 BERWICK COURT UNIT B · same community
2 bd · 2 ba · 1,000 sqft · $180/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1227 QUEEN ANNE DRIVE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1227 QUEEN ANNE DRIVE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1227 QUEEN ANNE DRIVE UNIT A FAQs
What would the monthly payment be for 1227 QUEEN ANNE DRIVE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,378/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1227 QUEEN ANNE DRIVE UNIT A?+
The most recent tax bill on record (2025) was $565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1227 QUEEN ANNE DRIVE UNIT A?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $185,000, this home is listed about 51% below the Palm Harbor median of $379,945. The market section on this page shows how the area is trending.
Which schools are assigned to 1227 QUEEN ANNE DRIVE UNIT A?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Vanessa Leonard. MLS #TB8526186.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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