800 COVE CAY DRIVE UNIT 5G, CLEARWATER, FL, 33760
Active25 days on marketListed Jul 9, 2026MLS #TB8526150
About this home
800 COVE CAY DRIVE UNIT 5G
Virtually Staged. Welcome to this beautifully updated 3-bedroom, 2-bath corner condominium, ideally situated on the 5th floor overlooking the 9th tee of the Cove Cay Golf Course. This light-filled residence offers a thoughtfully renovated interior with numerous recent improvements, including fresh coastal-vibe paint, luxury vinyl plank flooring, new baseboards, interior doors, updated lighting, and ceiling fans throughout. The spacious kitchen features granite countertops, updated cabinetry, a tumbled marble backsplash, black appliances, and a raised ceiling accented with crown molding and indirect lighting, creating a warm and inviting space for cooking and entertaining. There is also a large corner snack bar which is great for entertaining. The primary suite offers a beautifully updated en-suite bath with an upgraded tiled shower, elegant tile flooring, an updated vanity with a solid surface countertop, new lighting, and a modern toilet. The guest bath has also been tastefully renovated with an updated vanity, solid surface countertop, lighting, and toilet. A conveniently located stackable Whirlpool washer and dryer is tucked away in the hallway near the second and third bedrooms. Additional highlights include a new A/C system (2024), newer water heater, assigned parking, and spectacular golf course views from this desirable corner unit. The screened porch, overlooking the full length of the 9th fairway, is accessible from sliders in the living room and primary bedroom. What a way to enjoy Florida breezes while being entertained. Residents enjoy access to the village clubhouse, sparkling community pool, and relaxing spa, all within the sought-after Cove Cay community. Move-in ready and beautifully updated, this exceptional condo offers the perfect combination of comfort, style, and carefree Florida living. Add the beautiful scenery throughout the entire community, a championship 18-hole golf course and restaurant and bar open 7 days a week along with available marina amenities available for separate fees (but without leaving the peaceful confines of the community) and you have the Paradise known as Cove Cay.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,065
Sqft
0 ac
Lot size
1989
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,988 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,988/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.6%
$/sqft vs Clearwater actives
$225 vs $218
Days on market
25 vs 47 typical
Where $225/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,073
Median age
61
Median income
$62,580
Median home value
$189,303
Avg household
2
Households w/ children
28%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 800 COVE CAY DRIVE UNIT 5G
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$174,000
900 COVE CAY DRIVE UNIT 3E · same community
2 bd · 2 ba · 960 sqft · $181/sqft · 30 DOM
Sold · Jun ’26$210,000
1000 COVE CAY DRIVE UNIT 5D · same community
2 bd · 2 ba · 960 sqft · $219/sqft · 48 DOM
Sold · Apr ’26$134,000
900 COVE CAY DRIVE UNIT 1D · same community
2 bd · 2 ba · 960 sqft · $140/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 800 COVE CAY DRIVE UNIT 5G — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 800 COVE CAY DRIVE UNIT 5G — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
800 COVE CAY DRIVE UNIT 5G FAQs
What would the monthly payment be for 800 COVE CAY DRIVE UNIT 5G?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,988/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 800 COVE CAY DRIVE UNIT 5G?+
The most recent tax bill on record (2025) was $3,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 800 COVE CAY DRIVE UNIT 5G?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $239,900, this home is listed about 13% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 800 COVE CAY DRIVE UNIT 5G?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$239,900 runs 37% above the CLEARWATER 33760 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $249,900, now $239,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Kathleen McDowell. MLS #TB8526150.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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