1960 UNION STREET UNIT 5, CLEARWATER, FL, 33763
Active16 days on marketListed Jul 9, 2026MLS #TB8526137
About this home
1960 UNION STREET UNIT 5
Virtually Staged. Lovely First-Floor Condo in a Prime Clearwater/ Dunedin Location. This nicely maintained first-floor condo offers 2 spacious bedrooms, 2 full bathrooms, a dining area, and a comfortable family room. French doors open to an enclosed patio featuring an exterior door for convenient access to the outdoors. The primary suite includes a private bathroom with a walk-in shower and a large walk-in closet. The second bedroom is generously sized and located next to the guest bathroom, which features a tub/shower combination. Bedroom dimensions are approximately 12' x 14' and 10' x 12', and both rooms include ceiling fans. Additional features include a full-size indoor washer and dryer, a 10' x 10' dining area, abundant closet space, neutral décor throughout, and easy-care tile flooring—no carpet anywhere. Built with durable block construction and situated in an X flood zone, this home also offers outdoor water spigots and a small front courtyard area. Assigned parking is conveniently located directly in front of the unit, with handicap parking nearby for added accessibility. Residents enjoy a community pool and adjoining Oak Lake offers a dock with fishing along with an unbeatable central location just minutes from charming downtown Dunedin, Honeymoon Island, shopping, dining, and everyday conveniences. This move-in-ready condo combines comfort, convenience, and a fantastic location—perfect for year-round living or a seasonal retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
893
Sqft
0 ac
Lot size
1976
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,381 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,381/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
$/sqft vs Clearwater actives
$179 vs $219
Days on market
16 vs 47 typical
Where $179/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1960 UNION STREET UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$300,000
1712 CARLISLE STREET
2 bd · 1.5 ba · 840 sqft · $357/sqft · 15 DOM
Sold · Nov ’25$124,500
1799 N HIGHLAND AVENUE UNIT 28
2 bd · 1.5 ba · 813 sqft · $153/sqft · 323 DOM
Sold · Feb ’26$120,000
1799 N HIGHLAND AVENUE UNIT 5
2 bd · 1.5 ba · 813 sqft · $148/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1960 UNION STREET UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1960 UNION STREET UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1960 UNION STREET UNIT 5 FAQs
What would the monthly payment be for 1960 UNION STREET UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,381/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1960 UNION STREET UNIT 5?+
The most recent tax bill on record (2025) was $2,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1960 UNION STREET UNIT 5?+
The listing reports pets: Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $159,900, this home is listed about 42% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1960 UNION STREET UNIT 5?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ellen Lincoln. MLS #TB8526137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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