
21620 TEAL COURT, LUTZ, FL, 33549
Active28 days on marketListed Jul 7, 2026MLS #TB8525991
About this home
21620 TEAL COURT
Virtually Staged. Welcome to Cypress Cove, a highly sought-after community in Lutz, Florida. Situated on a generous QUARTER ACRE, FULLY FENCED LOT in a non-deed-restricted neighborhood, this beautiful 4-BEDROOM, 3-BATHROOM residence with a versatile LOFT offers 2,521 square feet under air and 3,334 square feet under roof. Located in a NON FLOOD ZONE, it provides the perfect blend of modern elegance and comfortable everyday living. Walking up to the home, you are greeted by the spacious covered front porch. Picture yourself sitting on a comfortable chair enjoying a cup of coffee in the morning as you start your day. Continue inside through the double-door entry into the foyer featuring soaring ceilings and beautiful wood-look ceramic tile flooring that flows throughout the entire home. The open-concept layout is both inviting and functional, highlighted by the well laid out kitchen with granite countertops, a spacious center island, stylish backsplash, and abundant 42-inch solid wood cabinetry. Equipped with Samsung stainless steel appliances, this kitchen is a true cook's delight. Adjacent is a bright eat-in area with double sliders that open to the expansive backyard, perfect for casual meals and effortless indoor-outdoor living. The formal dining area offers an elegant space for gatherings, while the living areas are warm and welcoming. Downstairs, you'll find a convenient guest bedroom which could also be utilized as a perfect home office. Close by is a full bathroom with hallway access to the covered back porch. A well-appointed laundry room with granite countertops and solid wood cabinetry offers versatility and additional storage. Upstairs, you will find the primary en suite which is a true retreat, boasting dual French doors, tray ceilings and a massive walk-in closet. The luxurious primary bath features double granite vanities, a freestanding tub with gooseneck faucet, and an oversized walk-in shower with custom tile work. As you continue towards the additional guest bedrooms, you walk through the spacious loft area. This area would be perfect for a playroom, home office, or media area. The two additional guest bedrooms share a Jack-and-Jill bathroom with granite counters and a seamless glass shower enclosure. Thoughtful details throughout include 5 1/4-inch baseboards and a dual-zone AC system for year-round comfort. Outside, the fully fenced backyard is a private oasis with lush landscaping, mature palm trees, and plenty of room to play or relax. A large patio spans the width of the home and wraps around to the covered area complete with a ceiling fan and recessed lighting. This move-in-ready home combines timeless style with modern updates in a fantastic location. Schedule your private showing today and discover why this could be the perfect place to call home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,521
Sqft
0.25 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,093 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,093/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs Lutz actives
$228 vs $243
Days on market
28 vs 46 typical
Where $228/sqft sits among the 270 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $600K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
156 of 270
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 21620 TEAL COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$332,000
1717 OSPREY LANE · same community
3 bd · 2 ba · 1,519 sqft · $219/sqft · 133 DOM
Sold · Mar ’26$610,000
1211 PRISTINE PLACE
4 bd · 3 ba · 2,541 sqft · $240/sqft · 18 DOM
Sold · May ’26$595,000
22707 LAURELDALE DRIVE
4 bd · 3 ba · 2,554 sqft · $233/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21620 TEAL COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21620 TEAL COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21620 TEAL COURT FAQs
What would the monthly payment be for 21620 TEAL COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,093/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21620 TEAL COURT?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21620 TEAL COURT?+
The most recent tax bill on record (2025) was $7,260. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21620 TEAL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $575,000, this home is listed about 17% above the Lutz median of $493,500. The market section on this page shows how the area is trending.
Which schools are assigned to 21620 TEAL COURT?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 20% above the LUTZ 33549 median — but at 2,521 sqft it's also 17% larger than the typical Lutz listing.
02Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $589,000, now $575,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 EXECUTIVE TEAM · Wade Cleary. MLS #TB8525991.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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