677 OAKWOOD DRIVE, DUNEDIN, FL, 34698
Active22 days on marketListed Jul 3, 2026MLS #TB8525914
About this home
677 OAKWOOD DRIVE
Spacious 2-Bedroom Home with Large Fenced Yard in Prime Dunedin Location Welcome home to this spacious and well-maintained 2-bedroom residence in one of Dunedin's most desirable locations. Featuring beautiful terrazzo floors throughout, newer windows, and a beautifully updated bathroom, this home combines classic charm with modern updates. Inside, you'll find generous closet space and plenty of storage, including access to half of the garage for additional storage needs. Situated on a large corner lot, the property offers exceptional outdoor living with a spacious fenced backyard, a private patio perfect for relaxing or entertaining, and a convenient circular driveway. Enjoy an unbeatable location just minutes from downtown Dunedin, the waterfront, Pinellas Trail, shopping, restaurants, schools, and the hospital, with everything you need close by. Home Features: Spacious 2-bedroom layout Beautiful terrazzo flooring throughout Newer energy-efficient windows Updated bathroom Abundant closet and storage space Half of the garage available for storage Private backyard patio Large, fully fenced yard Spacious corner lot Circular driveway with ample parking Prime Dunedin location near downtown, shopping, dining, schools, the hospital, the waterfront, and the Pinellas Trail Don't miss this opportunity to enjoy comfortable living with plenty of indoor and outdoor space in the heart of Dunedin! Property Being Sold As Is , Agent Related to Owner, 1031 Exchange, Measurements are approximate must br verified by buyer, Sinkhole repair 3/2003, new roof with full price offer .
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,500
Sqft
0.19 ac
Lot size
1
Garage
1959
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,437 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,437/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs Dunedin actives
$300 vs $297
Days on market
22 vs 51 typical
Where $300/sqft sits among the 265 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
158 of 265
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 677 OAKWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$470,000
709 PINEWOOD DRIVE · same community
2 bd · 1 ba · 1,280 sqft · $367/sqft · 26 DOM
Sold · Aug ’25$459,500
717 PINEWOOD DRIVE · same community
3 bd · 3 ba · 1,275 sqft · $360/sqft · 10 DOM
Sold · Apr ’26$375,000
677 PINEWOOD DRIVE · same community
3 bd · 2 ba · 1,844 sqft · $203/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 677 OAKWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 677 OAKWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
677 OAKWOOD DRIVE FAQs
What would the monthly payment be for 677 OAKWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,437/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 677 OAKWOOD DRIVE?+
The most recent tax bill on record (2025) was $5,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $450,000, this home is listed about 13% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 677 OAKWOOD DRIVE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 50% above the DUNEDIN 34698 median — but at 1,500 sqft it's also 27% larger than the typical Dunedin listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $465,000, now $450,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Alexis Elie. MLS #TB8525914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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