
339 MANATEE LANE, TARPON SPRINGS, FL, 34689
Active26 days on marketListed Jul 9, 2026MLS #TB8525883
About this home
339 MANATEE LANE
Where Luxury Meets the Gulf without the typical waterfront costs. Deep water with direct Gulf access, a private dock with a 10,000 lb lift, heated pool/spa, and resort-style outdoor kitchen are paired with a 2021 roof, full solar (average electric bill around $35/month), and grandfathered, transferable flood insurance (about $1,300/year). This rare combination of high-end coastal living and ultra-low carrying costs makes 339 Manatee Lane one of the most compelling waterfront offerings in Tampa Bay. Some home has beautiful views. This is a way of life with ultra-low carrying costs rare for the Tampa Bay Area waterfront. Perfectly positioned on deep water with direct Gulf access, this exceptional coastal residence combines timeless elegance, modern comfort, and resort inspired living. Offering approximately 3,154 square feet, this meticulously maintained waterfront retreat features 4 bedrooms, 4 bathrooms, a private office or bonus room, a heated pool and spa, and a private dock with a 10,000 pound boat lift, creating a true destination for those who live for days on the water. From the moment you enter, refined finishes, generous living spaces, and an atmosphere that feels both timeless and inviting set the tone. A stunning gas fireplace anchors the grand living room, while the formal dining room sets the stage for unforgettable evenings with family and friends. At the heart of the home lies a chef-inspired gourmet kitchen with rich custom wood cabinetry, gleaming granite countertops, premium stainless-steel appliances, and a dedicated coffee and serving bar designed for effortless entertaining. The owner’s suite is an extraordinary private sanctuary, complete with its own gas fireplace, spa-inspired bath, garden soaking tub, walk-in shower, dual vanities, and the calming ambiance of a five-star resort. A private guest suite with its own ensuite bath ensures that family and visitors enjoy the same level of comfort and privacy. Beyond the walls of the home is where this property becomes truly unforgettable. Open the doors to your private outdoor paradise, where a screen-enclosed heated pool and spa invite year-round relaxation. The expansive lanai showcases a fully equipped outdoor kitchen, creating the perfect setting for elegant dinner parties, sunset cocktails, weekend celebrations, or quiet mornings overlooking the water. For boating enthusiasts, the oversized private dock stands out: water and electric service, a 10,000-pound boat lift, and a new concrete seawall cap place the Gulf of Mexico just a short cruise from your backyard. Luxury here is also intelligent. A 2021 roof and solar panel system deliver remarkable efficiency, keeping the average electric bill around $35 monthly, while grandfathered flood insurance averages only about $1,300 annually and is transferable to the new owner. An exceptional advantage compared with typical Tampa Bay waterfront properties. This rare combination of Gulf access, modern upgrades, and significantly lower monthly costs makes this home stand out on the MLS. This is more than a waterfront home. It is the morning sunrise reflecting across the water. The excitement of an afternoon cruise to the Gulf. The warmth of evenings gathered around the pool with those who matter most.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,154
Sqft
0.28 ac
Lot size
3
Garage
2004
Year built
Two
Levels
$401
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,250 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,250/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tarpon Springs actives
$401 vs $245
Days on market
26 vs 46 typical
Where $401/sqft sits among the 269 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
143 of 269
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 316% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 339 MANATEE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,200,000
207 MANATEE LANE · same community
5 bd · 4.5 ba · 3,340 sqft · $359/sqft · 7 DOM
Sold · Jul ’26$800,000
4878 W BREEZE CIRCLE
4 bd · 3 ba · 3,152 sqft · $254/sqft · 0 DOM
Sold · Apr ’26$1,300,000
4915 TREE LINE DRIVE
4 bd · 3 ba · 3,146 sqft · $413/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 339 MANATEE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 339 MANATEE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
339 MANATEE LANE FAQs
What would the monthly payment be for 339 MANATEE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,250/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 339 MANATEE LANE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 339 MANATEE LANE?+
The most recent tax bill on record (2025) was $8,976. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 339 MANATEE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $1,265,000, this home is listed about 194% above the Tarpon Springs median of $429,950. The market section on this page shows how the area is trending.
Which schools are assigned to 339 MANATEE LANE?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,265,000 runs 316% above the TARPON SPRINGS 34689 median — but at 3,154 sqft it's also nearly twice the size of the typical Tarpon Springs listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GULF SHORES REALTY ERA POWERED LLC · Kendrix Jones. MLS #TB8525883.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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