David Ramirez
$280,0003 bd2 ba1,785 sqft$157 /sqft$2,834 /mo all-in ↓

5421 CAPPLEMAN LOOP, BROOKSVILLE, FL, 34601

Active19 days on marketListed Jul 3, 2026MLS #TB8525873

Priced 26% below the BROOKSVILLE 34601 medianSingle Family ResidenceCASCADES AT SOUTHERN HILLS

About this home

5421 CAPPLEMAN LOOP

Virtually Staged. Move-in ready 3-bedroom, 2-bathroom home in the Cascades at Southern Hills, a premier 55+ boutique community in Brooksville, Florida. Situated on a premium lot, this home offers a rare mix of privacy, updates, and value in one of the area'smost sought-after 55+ neighborhoods. A new roof and fresh exterior paint make this home ready for its next owner from day one. The private backyard offers a true retreat, with no rear neighbors interrupting your morning coffee. Enjoy the outdoors from the welcoming front porch or the large, screened rear lanai — ideal for entertaining or unwinding in total privacy. Gutters protect the home year-round, and a separate laundry room adds everyday convenience. Residents of the Cascades at Southern Hills enjoy an active, low-maintenance lifestyle in Brooksville, just minutes from Spring Hill, Downtown Brooksville, and the Suncoast Parkway corridor. This is a rare opportunity to own a beautifully maintained home at an incredible price in one of Brooksville's premier 55+ communities. Homes like this in the Cascades at Southern Hills don't come around often — come see it for yourself.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,785

Sqft

0.18 ac

Lot size

2

Garage

2006

Year built

One

Levels

$157

Per sqft

55+ communityPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorRain Gutters · Sidewalk

Community & fees

HOA fee$415/mo
Taxes (2025)$5,837/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,834 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$486
HOA fee — from the listing$415
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,800
Interest rate6.00%
Loan term

Estimated payment

$2,834/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$486
HOA / condo fee$415
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$269KedgeAI estimate $382,792 · range $284K$459K$478K

vs edgeAI estimate

−26.9%

$/sqft vs Brooksville actives

$157 vs $188

Days on market

19 vs 45 typical

Where $157/sqft sits among the 400 Brooksville actives

102 · this home
133
75
43
16
31
$117–159$159–202$202–244$244–286$286–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cascades At Southern Hills

Map of 5421 CAPPLEMAN LOOP inside its neighborhood boundary

Get to know Brooksville. See the full Brooksville guide →

Cascades At Southern Hills — neighborhood snapshot

Population

341

Median age

60

Median income

$85,714

Median home value

$369,900

Avg household

2

Households w/ children

7%

For the school run

Hernando County School District

ElementaryMoton Elementary School★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$303K$326K

Brooksville median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

211 of 400

Brooksville actives have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the BROOKSVILLE 34601 median. See the full Brooksville market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $280,000 · 19 days on market since
2006Built · CASCADES AT SOUTHERN HILLS

Reality check

What actually sold near 5421 CAPPLEMAN LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18275 BROOKHAVEN DRIVESold · Oct ’25

$295,000

18275 BROOKHAVEN DRIVE

3 bd · 2 ba · 1,752 sqft · $168/sqft · 18 DOM

4130 RACERS WAYSold · May ’26

$785,000

4130 RACERS WAY

3 bd · 2.5 ba · 1,845 sqft · $425/sqft · 1 DOM

4594 LISETTE CIRCLESold · Jul ’26

$290,000

4594 LISETTE CIRCLE

3 bd · 2.5 ba · 1,722 sqft · $168/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5421 CAPPLEMAN LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5421 CAPPLEMAN LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5421 CAPPLEMAN LOOP FAQs

What would the monthly payment be for 5421 CAPPLEMAN LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,834/mo — principal and interest, the actual property-tax bill, the $415/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5421 CAPPLEMAN LOOP?+

The association fee works out to $415 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5421 CAPPLEMAN LOOP?+

The most recent tax bill on record (2025) was $5,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5421 CAPPLEMAN LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brooksville?+

At $280,000, this home is listed about 16% below the Brooksville median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5421 CAPPLEMAN LOOP?+

Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Angelo Marcello LLC. MLS #TB8525873.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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