David Ramirez
$625,0003 bd2 ba1,962 sqft$319 /sqft$4,439 /mo all-in ↓

4733 LAKE VALENCIA BOULEVARD W, PALM HARBOR, FL, 34684

Active28 days on marketListed Jul 9, 2026MLS #TB8525852

Private poolSingle Family ResidenceLAKE VALENCIA -

About this home

4733 LAKE VALENCIA BOULEVARD W

Well-maintained pool home in good condition featuring a desirable split-bedroom floor plan and an abundance of backyard privacy overlooking a preservation/common area. The flowing layout includes a spacious living room with fireplace, dining room, and primary suite, all connected to the outdoor living area by sliding glass doors. All three rooms offering relaxing views of the patio and the pool, creating a seamless indoor/outdoor lifestyle. Recent improvements include hurricane impact windows in the dining room (2024) and solar panels (2023). Lush tropical landscaping surrounds the private backyard oasis, providing the perfect setting for entertaining or quiet relaxation. A rare opportunity to enjoy privacy, natural surroundings, and comfortable Florida living. Don't miss out on this opportunity. Schedule your appointment today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,962

Sqft

0.21 ac

Lot size

2

Garage

1983

Year built

One

Levels

$319

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame
FoundationSlab
FacesEast
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$29/mo
Taxes (2025)$7,713/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,439 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$643
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,439/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$643
HOA / condo fee$29
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$527KedgeAI estimate $549,002 · range $549K$550K$650K

vs edgeAI estimate

+13.8%

$/sqft vs Palm Harbor actives

$319 vs $264

Days on market

28 vs 48 typical

Where $319/sqft sits among the 400 Palm Harbor actives

66
82
97
79 · this home
43
33
$151–196$196–240$240–285$285–329$329–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Valencia

Map of 4733 LAKE VALENCIA BOULEVARD W inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Lake Valencia — neighborhood snapshot

Population

816

Median age

42

Median income

$103,661

Median home value

$414,522

Avg household

3

Households w/ children

83%

For the school run

Pinellas County School District

ElementaryLake St. George Elementary School★★★★
MiddlePalm Harbor Middle School★★★★
HighCountryside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

219 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 150% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $625,000 · 28 days on market since
1983Built · LAKE VALENCIA -

Reality check

What actually sold near 4733 LAKE VALENCIA BOULEVARD W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4936 MINEOLA PLACESold · Jun ’26

$475,000

4936 MINEOLA PLACE · same community

3 bd · 2 ba · 1,950 sqft · $244/sqft · 22 DOM

4829 PARSON BROWN LANESold · May ’26

$499,000

4829 PARSON BROWN LANE · same community

3 bd · 2 ba · 1,930 sqft · $259/sqft · 12 DOM

4765 LAKE VALENCIA BOULEVARD WSold · Nov ’25

$490,000

4765 LAKE VALENCIA BOULEVARD W · same community

3 bd · 2 ba · 2,076 sqft · $236/sqft · 173 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4733 LAKE VALENCIA BOULEVARD W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4733 LAKE VALENCIA BOULEVARD W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4733 LAKE VALENCIA BOULEVARD W FAQs

What would the monthly payment be for 4733 LAKE VALENCIA BOULEVARD W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,439/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4733 LAKE VALENCIA BOULEVARD W?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4733 LAKE VALENCIA BOULEVARD W?+

The most recent tax bill on record (2025) was $7,713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4733 LAKE VALENCIA BOULEVARD W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $625,000, this home is listed about 64% above the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.

Which schools are assigned to 4733 LAKE VALENCIA BOULEVARD W?+

Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$625,000 runs 150% above the PALM HARBOR 34684 median — but at 1,962 sqft it's also 33% larger than the typical Palm Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lake St. George Elementary School, Palm Harbor Middle School, Countryside High School — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Denis Romero, PA. MLS #TB8525852.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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