David Ramirez
$635,9404 bd4 ba2,929 sqft$217 /sqft$4,253 /mo all-in ↓

2301 WISE RIVER LANE, ZEPHYRHILLS, FL, 33541

Active27 days on marketListed Jul 6, 2026MLS #TB8525765

New constructionSingle Family ResidenceTWO RIVERS

About this home

2301 WISE RIVER LANE

Under Construction. The BRAND NEW "Sandalwood" model is a thoughtfully designed two -story home offering exceptional comfort and flexibility, with the owner's suite conveniently located on the first floor. This spacious plan features 4 bedrooms, 4 full baths, a private study, a loft and a 2 car garage providing room for everyday living, guests and work-from-home needs. The Craftsman Elevation delivers standout curb appeal with a welcoming front porch, enhanced by a tile roof and brick-paved driveway. Elegant 8-foot interior doors throughout the entire home add to the upscale design. The gourmet kitchen is truly the heart of the home and is appointed with a gas cooktop, double wall ovens, stainless steel vent hood, stainless steel apron-front sink, and designer finishes — ideal for entertaining.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,929

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$217

Per sqft

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Microwave · Tankless Water Heater
InteriorHigh Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · HardiPlank Type · Stucco · Wood Frame
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$63/mo
Taxes (2025)$4,322/yr
PetsCats OK, Dogs OK, Number Limit
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Playground · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,253 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,432
PMI (est., until 20% equity)$238
Property tax — 2025 actual bill$360
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,594Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,594
Interest rate6.00%
Loan term

Estimated payment

$4,253/mo

Principal & interest$3,432
PMI (est., until 20% equity)$238
Property taxes (actual bill)$360
HOA / condo fee$63
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $636K
$611KedgeAI estimate $805,876 · range $730K$939K$976K

vs edgeAI estimate

−21.1%

$/sqft vs TWO RIVERS

$217 vs $192

Days on market

27 vs 44 typical

Where $217/sqft sits among the 93 homes for sale in TWO RIVERS

26
18
12
15
13 · this home
9
$158–173$173–188$188–202$202–217$217–231$231+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Zephyrhills

Map of 2301 WISE RIVER LANE

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)48 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33541 — neighborhood snapshot

Population

23,913

Median age

57.8

Median income

$55,556

Median home value

$111,300

Avg household

2.21

Households w/ children

1,812

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$310K$350K

Zephyrhills median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

61 of 93

TWO RIVERS have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $635,940 · 27 days on market since
2026Built · TWO RIVERS

Reality check

What actually sold near 2301 WISE RIVER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2249 STRATTEN DRIVESold · Dec ’25

$499,990

2249 STRATTEN DRIVE · same community

4 bd · 3.5 ba · 2,794 sqft · $179/sqft · 136 DOM

2328 STRATTEN DRIVESold · Nov ’25

$469,990

2328 STRATTEN DRIVE · same community

4 bd · 3 ba · 2,756 sqft · $171/sqft · 125 DOM

35505 BIG HAWK DRIVESold · Dec ’25

$1,199,540

35505 BIG HAWK DRIVE · same community

4 bd · 4 ba · 3,138 sqft · $382/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2301 WISE RIVER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2301 WISE RIVER LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2301 WISE RIVER LANE FAQs

What would the monthly payment be for 2301 WISE RIVER LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,253/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2301 WISE RIVER LANE?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2301 WISE RIVER LANE?+

The most recent tax bill on record (2025) was $4,322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2301 WISE RIVER LANE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $635,940, this home is listed about 106% above the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2301 WISE RIVER LANE?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELSA PROPERTIES,P.A. · Kelly Thorson. MLS #TB8525765.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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