David Ramirez
$274,900$285,0003 bd3 ba1,890 sqft$145 /sqft$1,996 /mo all-in ↓

12845 CASA BIANCA AVENUE, NEW PORT RICHEY, FL, 34654

Active44 days on marketListed Jul 3, 2026MLS #TB8525724

Reduced $10KManufactured HomeMOON LAKE ESTATES

About this home

12845 CASA BIANCA AVENUE

Welcome to this beautifully renovated retreat in the heart of New Port Richey! Situated on a sprawling .75-acre fully fenced lot, 12845 Casa Bianca Dr offers the perfect blend of privacy, flexibility, and modern comfort. Conveniently located between Casa Bianca Ave and Back Bay Ave, the property features dual street access for added convenience and versatility. This move-in-ready home features 3 spacious bedrooms and 3 full bathrooms, along with a bright open-concept floor plan designed for comfortable everyday living and effortless entertaining. Recent upgrades include new flooring throughout, updated bathroom vanities, freshly painted decks and doors, and a beautifully renovated kitchen complete with stainless steel appliances, stunning countertops, and abundant cabinet space. Major system updates provide peace of mind, including a new roof and central A/C installed in 2022. In addition, each room is equipped with its own mini-split A/C unit for customizable comfort year-round. Step outside and enjoy the endless possibilities of this expansive AR-zoned property— with no HOA and no CDD restrictions. The fully fenced yard includes a new storage shed and a gated dog run, making it ideal for pet owners, outdoor enthusiasts, or anyone needing extra space for toys, hobbies, or future expansion. Located a short walk to Moon Lake Park, residents can enjoy access to a boat ramp, lakeside beach, playground, and scenic outdoor recreation. Plus, shopping, dining, and everyday conveniences are just a short drive away. Offering the charm of modern updates with the freedom of a large private lot, this exceptional property is ready to welcome you home. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,890

Sqft

0.75 ac

Lot size

1999

Year built

One

Levels

$145

Per sqft

FireplacePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationBlock
FacesSouthwest
ExteriorKennel · Private Mailbox

Community & fees

Taxes (2025)$1,148/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Private
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,996 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,618
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$96
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,622Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,622
Interest rate6.00%
Loan term

Estimated payment

$1,996/mo

Principal & interest$1,618
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$96
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs MOON LAKE ESTATES

$145 vs $173

Days on market

44 vs 52 typical

Where $145/sqft sits among the 33 homes for sale in MOON LAKE ESTATES

6
9 · this home
8
8
0
2
$112–139$139–167$167–194$194–221$221–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Moon Lake Estates

Map of 12845 CASA BIANCA AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Moon Lake Estates — neighborhood snapshot

Population

4,451

Median age

37

Median income

$43,791

Median home value

$31,361

Avg household

3

Households w/ children

385

For the school run

Pasco County School District

MiddleRiver Ridge Middle School★★★★★
ElementaryCypress Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$270K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

20 of 33

MOON LAKE ESTATES have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $274,900 $10K
Jul 3, 2026Listed at $285,000 · 44 days on market since
1999Built · MOON LAKE ESTATES

Reality check

What actually sold near 12845 CASA BIANCA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9844 XENIA STREETSold · Dec ’25

$335,000

9844 XENIA STREET · same community

5 bd · 2 ba · 1,865 sqft · $180/sqft · 23 DOM

10042 GILMER STREETSold · Mar ’26

$229,000

10042 GILMER STREET · same community

4 bd · 2 ba · 2,052 sqft · $112/sqft · 3 DOM

10711 WABAYO STREETSold · May ’26

$180,000

10711 WABAYO STREET · same community

3 bd · 2 ba · 1,539 sqft · $117/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12845 CASA BIANCA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12845 CASA BIANCA AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

12845 CASA BIANCA AVENUE FAQs

What would the monthly payment be for 12845 CASA BIANCA AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,996/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12845 CASA BIANCA AVENUE?+

The most recent tax bill on record (2025) was $1,148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12845 CASA BIANCA AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $274,900, this home is listed about 3% below the New Port Richey median of $284,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12845 CASA BIANCA AVENUE?+

River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of INSPIRED REALTY, LLC · Nicholas Shoemaker. MLS #TB8525724.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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