1807 POPPY DRIVE, LAKE HAMILTON, FL, 33851
Pending32 days on marketListed Jul 2, 2026MLS #TB8525656
About this home
1807 POPPY DRIVE
Under Construction. Lucia BELOW MARKET INTEREST RATES with use of Seller's Preferred Lender. Invite yourself into the Lucia, a two-story home with 5 bedrooms, 3 bathrooms and a private 2-car garage. Just off the foyer, you'll find a welcoming guest suite complete with a private bathroom, offering the perfect blend of comfort and privacy. The open concept living area, highlighted by luxury vinyl plank flooring, flows seamlessly into the kitchen, which features sleek quartz countertops, stainless-steel appliances and a spacious pantry. Sliding glass doors lead to a charming patio, ideal for outdoor relaxation in the Florida climate. Upstairs, the flexible recreation space and stylish master suite—with its walk-in shower, dual vanity and oversized walk-in closet—provide a serene oasis. The 3 additional bedrooms, full bathroom and laundry room equipped with brand new washer and dryer make everyday life convenient. With a smart thermostat with voice control, beautiful landscaping, and an eye-catching elevation, this home ensures both style and practicality. Scenic Terrace pairs comfortable living with inviting community spaces in Lake Hamilton. Amenities include a resort-style pool, clubhouse, playground, and dog park for everyday enjoyment. Ideally located between Orlando and Tampa, residents enjoy convenient access to the best of Central Florida. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change. Contact or make an appointment for more details on interest rates.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,422
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,082 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
Days on market
32 vs 48 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hamilton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Hamilton. See the full Lake Hamilton guide →
LAKE HAMILTON 33851 — neighborhood snapshot
Population
1,109
Median age
42
Median income
$77,557
Median home value
$175,400
Avg household
3.59
Households w/ children
128
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Hamilton market
$319K → $315K
Lake Hamilton median sold, yr/yr
99.0%
Sale-to-list ratio (12 mo)
Median sold price, Lake Hamilton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the LAKE HAMILTON 33851 median. See the full Lake Hamilton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1807 POPPY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1807 POPPY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1807 POPPY DRIVE FAQs
What would the monthly payment be for 1807 POPPY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,082/mo — principal and interest, the actual property-tax bill, the $59/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1807 POPPY DRIVE?+
The association fee works out to $59 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1807 POPPY DRIVE?+
The most recent tax bill on record (2024) was $5,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1807 POPPY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Hamilton?+
At $374,990, this home is listed about 16% above the Lake Hamilton median of $323,261. The market section on this page shows how the area is trending.
Which schools are assigned to 1807 POPPY DRIVE?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CASA FRESCA REALTY · Michael Human. MLS #TB8525656.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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