3398 SW 165TH LOOP, OCALA, FL, 34473
Active31 days on marketListed Jul 2, 2026MLS #TB8525653
About this home
3398 SW 165TH LOOP
STUNNING, RECENTLY BUILT MODERN HOME! Step into luxury with this beautifully designed 4-bedroom, 2-bathroom single-family residence in the highly sought-after, friendly Marion Oaks community. Built in 2024, this home delivers the perfect blend of style and comfort, featuring a massive, bright, and expansive living room that flows seamlessly into the open floor plan. The gourmet kitchen comes fully equipped with premium stainless steel appliances, and for ultimate convenience, a washer and dryer are included! Retreat to your private, resort-style master suite designed for relaxation. Outside, enjoy a massive backyard perfect for entertaining, plus a spacious 2-car garage. Exceptionally located in Ocala, you are just minutes away from top-rated schools, vibrant shopping, dining, and excellent commuter routes. Pet-friendly (cats/dogs welcome) and absolutely move-in ready. Schedule your private tour today before it's gone!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,765
Sqft
0.31 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MARION OAKS UN 04
$1 vs $175
Days on market
31 vs 43 typical
Where $1/sqft sits among the 35 homes for sale in MARION OAKS UN 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 35
MARION OAKS UN 04 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3398 SW 165TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$299,000
16745 SW 29TH TERRACE · same community
4 bd · 2 ba · 1,765 sqft · $169/sqft · 91 DOM
Sold · Mar ’26$275,000
2660 SW 162ND STREET RD · same community
4 bd · 2 ba · 1,765 sqft · $156/sqft · 170 DOM
Sold · Jan ’26$282,000
16685 SW 20TH COURT ROAD · same community
4 bd · 2 ba · 1,774 sqft · $159/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3398 SW 165TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3398 SW 165TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3398 SW 165TH LOOP FAQs
What would the monthly payment be for 3398 SW 165TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3398 SW 165TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,900, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3398 SW 165TH LOOP?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STAR BAY REALTY CORP. · Marcus De Matos, Pa. MLS #TB8525653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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