123 SEAHORSE DRIVE SE UNIT D, ST PETERSBURG, FL, 33705
Active45 days on marketListed Jul 2, 2026MLS #TB8525607
About this home
123 SEAHORSE DRIVE SE UNIT D
Motivated seller! Welcome to paradise at Waterside at Coquina Key, where resort-style waterfront living meets the convenience of downtown St. Petersburg. Nestled within 88 lush, tropical acres, this gated waterfront community offers an unmatched island lifestyle with scenic walking paths, sparkling Tampa Bay views, and world-class amenities just minutes from everything the city has to provide. This beautifully maintained 2 bed / 2 bath residence has been thoughtfully updated with the major improvements; offering true peace of mind for years to come: New impact windows (May 2021) New Samsung stainless steel kitchen appliance package New A/C system (September 2023) Completely renovated primary bathroom (October 2023) The home also features spacious living areas and an oversized patio/deck, creating the perfect setting to relax or entertain while enjoying Florida's year-round sunshine. Waterside at Coquina Key has undergone extensive exterior renovations and offers an incredible lineup of resort-style amenities, including: Gated entry Multiple waterfront swimming pools and spas Fitness center Lighted tennis courts Fishing piers Three miles of waterfront seawall and walking paths Pet parks Business center The exclusive Waterside Yacht Club featuring a private, resident-only restaurant Internet, cable, water, and sewer are all included by the HOA! Whether you're searching for a full-time residence, seasonal escape, or investor friendly opportunity, this home combines exceptional community amenities with thousands of dollars in recent upgrades, including the home's most expensive components, making it truly move-in ready. Experience the waterfront lifestyle that has made Waterside at Coquina Key one of St. Petersburg's most desirable gated communities, just minutes from downtown, award-winning beaches, shopping, dining, and entertainment.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,018
Sqft
25.75 ac
Lot size
1979
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs St Petersburg actives
$265 vs $336
Days on market
45 vs 57 typical
Where $265/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 SEAHORSE DRIVE SE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$260,000
215 SEAHORSE DRIVE SE UNIT D · same community
2 bd · 2 ba · 1,018 sqft · $255/sqft · 101 DOM
Sold · Aug ’26$360,000
205 POMPANO DRIVE SE UNIT B · same community
2 bd · 2 ba · 1,018 sqft · $354/sqft · 94 DOM
Sold · Aug ’25$317,500
225 POMPANO DRIVE SE UNIT D · same community
2 bd · 2 ba · 1,056 sqft · $301/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 123 SEAHORSE DRIVE SE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 SEAHORSE DRIVE SE UNIT D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
123 SEAHORSE DRIVE SE UNIT D FAQs
What would the monthly payment be for 123 SEAHORSE DRIVE SE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,218/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 123 SEAHORSE DRIVE SE UNIT D?+
The most recent tax bill on record (2025) was $4,189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 123 SEAHORSE DRIVE SE UNIT D?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $269,999, this home is listed about 37% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 123 SEAHORSE DRIVE SE UNIT D?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RMS ELITE PROPERTIES · Matt Morrow. MLS #TB8525607.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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