2528 4TH AVENUE S, ST PETERSBURG, FL, 33712
Active39 days on marketListed Jul 2, 2026MLS #TB8525569
About this home
2528 4TH AVENUE S
Completely remodeled from top to bottom in 2026 - this lives like a new home! Welcome to this beautifully reimagined single-level residence in the highly sought-after Palmetto Park neighborhood! Completely remodeled from top to bottom, this exceptional home offers the peace of mind and comfort of virtually new construction, featuring all-new plumbing, electrical, HVAC, roof, and impact-rated windows and doors. Expanded with a substantial addition, this 3-bedroom, 2-bathroom home boasts a bright open-concept floor plan designed for modern living and effortless entertaining. The stunning chef’s kitchen serves as the heart of the home, showcasing quartz countertops, Samsung stainless steel appliances, designer finishes, and abundant cabinetry. Retreat to the sprawling primary suite, complete with a luxurious spa-inspired bathroom with large walk-in shower, and generous bedroom space. Additional highlights include a dedicated indoor laundry room, a two-car garage, and thoughtfully curated designer touches throughout. Situated on a 50' x 127' lot, the expansive backyard offers plenty of room to add a pool and create your own private outdoor oasis. Charming front and rear porches provide the perfect spaces to relax and enjoy Florida living year-round. Nestled on a picturesque brick-lined street in one of St. Petersburg’s most desirable neighborhoods, this home is just minutes from Downtown St. Petersburg, Central Avenue’s vibrant dining and entertainment scene, and the beautiful Gulf beaches. This is a rare opportunity to own a turnkey home with the character of an established neighborhood and the quality of new construction. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,013
Sqft
0.14 ac
Lot size
2
Garage
1954
Year built
One
Levels
$454
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,882 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,882/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.6%
$/sqft vs St Petersburg actives
$454 vs $327
Days on market
39 vs 57 typical
Where $454/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33712 — neighborhood snapshot
Population
25,871
Median age
38.5
Median income
$57,729
Median home value
$300,600
Avg household
2.53
Households w/ children
2,441
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2528 4TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$475,000
2728 1ST AVENUE S · same community
6 bd · 3 ba · 2,042 sqft · $233/sqft · 4 DOM
Sold · Sep ’25$737,500
2700 4TH AVENUE S · same community
3 bd · 2 ba · 1,736 sqft · $425/sqft · 29 DOM
Sold · Mar ’26$225,000
2725 4TH AVENUE S · same community
3 bd · 2 ba · 1,684 sqft · $134/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2528 4TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2528 4TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2528 4TH AVENUE S FAQs
What would the monthly payment be for 2528 4TH AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,882/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2528 4TH AVENUE S?+
The most recent tax bill on record (2025) was $5,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $914,000, this home is listed about 113% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2528 4TH AVENUE S?+
Gibbs High School (high), Fairmount Park Elementary School (elementary), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$914,000 runs 191% above the ST PETERSBURG 33712 median — but at 2,013 sqft it's also 49% larger than the typical St Petersburg listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $995,000, now $914,000 — a $81K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Zach Zehnder. MLS #TB8525569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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