18860 SW 99TH STREET, DUNNELLON, FL, 34432
Active34 days on marketListed Jul 2, 2026MLS #TB8525547
About this home
18860 SW 99TH STREET
Welcome to beautiful Rainbow Springs, one of Dunnellon's most sought-after communities! This well-maintained 3-bedroom, 2-bath home offers 1,624 square feet of comfortable living space and features a spacious 2-car garage. Designed with both everyday living and entertaining in mind, this home provides a functional layout with plenty of natural light and inviting living spaces. Located just minutes from the crystal-clear Rainbow River, you'll enjoy easy access to kayaking, tubing, paddleboarding, swimming, and some of Florida's most beautiful natural springs. Residents of Rainbow Springs also enjoy exceptional community amenities, including a clubhouse, community pool, fitness center, tennis and pickleball courts, walking trails, and private access to the Rainbow River. Dunnellon offers the perfect blend of small-town charm and outdoor adventure. Explore historic downtown with its locally owned shops, restaurants, and year-round events, or spend your weekends boating, fishing, hiking, and enjoying nearby parks and nature preserves. Conveniently located within easy driving distance of Ocala, Crystal River, and Florida's Gulf Coast, Dunnellon is an ideal place to enjoy a relaxed lifestyle while remaining close to shopping, dining, and medical facilities. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this home offers the best of Florida living in a community known for its natural beauty and welcoming atmosphere. ROOF 2016, AC 2018, WATER HEATER 2025
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,624
Sqft
0.45 ac
Lot size
2
Garage
1993
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,107 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,107/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs RAINBOW SPGS 05 REP
$172 vs $197
Days on market
34 vs 40 typical
Where $172/sqft sits among the 10 homes for sale in RAINBOW SPGS 05 REP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
3 of 10
RAINBOW SPGS 05 REP have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 18860 SW 99TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$355,000
10162 SW 188TH COURT · same community
3 bd · 2 ba · 1,627 sqft · $218/sqft · 128 DOM
Sold · Feb ’26$335,000
19396 SW 100TH LOOP · same community
3 bd · 2 ba · 1,609 sqft · $208/sqft · 15 DOM
Sold · Dec ’25$270,000
10060 SW 188TH CIRCLE · same community
3 bd · 2 ba · 1,649 sqft · $164/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18860 SW 99TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18860 SW 99TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18860 SW 99TH STREET FAQs
What would the monthly payment be for 18860 SW 99TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,107/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18860 SW 99TH STREET?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18860 SW 99TH STREET?+
The most recent tax bill on record (2025) was $1,848. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18860 SW 99TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $280,000, this home is listed about 7% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18860 SW 99TH STREET?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · G Franklin Dixon. MLS #TB8525547.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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