3651 HAINES ROAD N, ST PETERSBURG, FL, 33704
Active38 days on marketListed Jul 8, 2026MLS #TB8525531
About this home
3651 HAINES ROAD N
Excellent opportunity to own a well-maintained duplex in the highly desirable Allendale neighborhood of St. Petersburg. With one unit currently occupied and the second unit already leased with occupancy beginning August 6, this property offers a seamless transition to full rental income, making it an ideal turnkey investment. Each unit features its own private laundry facilities, adding convenience and appeal for tenants, while rear alley access and off-street parking provide added functionality. Situated in one of St. Petersburg's most sought-after neighborhoods, the property is just minutes from vibrant downtown St. Petersburg, waterfront parks, restaurants, shopping, entertainment, and major roadways, ensuring continued tenant demand and long-term investment potential. Whether you're looking to expand an existing real estate portfolio or purchase your first income-producing property, this duplex offers immediate cash flow, stable rental income, and the opportunity to own an investment in a prime location with strong appreciation potential.
Facts & features
The home at a glance
4
Bedrooms
1,901
Sqft
0.11 ac
Lot size
1925
Year built
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,886 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,886/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$278 vs $343
Days on market
38 vs 57 typical
Where $278/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Allendale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Allendale — neighborhood snapshot
Population
951
Median age
47
Median income
$90,954
Median home value
$351,752
Avg household
2
Households w/ children
74%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3651 HAINES ROAD N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,265,000
720 35TH AVENUE N · same community
4 bd · 2.5 ba · 2,272 sqft · $557/sqft · 8 DOM
Sold · Oct ’25$815,000
725 37TH AVENUE N · same community
3 bd · 2 ba · 1,423 sqft · $573/sqft · 5 DOM
Sold · Mar ’26$507,500
3615 HAINES ROAD N · same community
2 bd · 2 ba · 1,222 sqft · $415/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3651 HAINES ROAD N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3651 HAINES ROAD N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3651 HAINES ROAD N FAQs
What would the monthly payment be for 3651 HAINES ROAD N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3651 HAINES ROAD N?+
The most recent tax bill on record (2025) was $4,532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $529,000, this home is listed about 23% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3651 HAINES ROAD N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AVALON GROUP REALTY · Tyler Poeta. MLS #TB8525531.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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