974 23RD AVENUE S, ST PETERSBURG, FL, 33705
Active37 days on marketListed Jul 2, 2026MLS #TB8525516
About this home
974 23RD AVENUE S
Under Construction. Under Construction. Brand New Construction. FIRST TIME HOME OWNERS / OCCUPANTS ONLY INVESTORS ARE NOT ELIGIBLE!!!! LAND LEASE OWNERSHIP. NEW CONSTRUCTION NEVER LIVED IN. Home is part of an affordable housing program has income restrictions and 99 year land lease for $25 a month ($300 annually). Down payment assistance is available for qualified buyers. 3 bedroom 2 bath great room plan. This program is to assist buyers become home owners that have limited income. All the same privileges of ownership at a lower cost, only real restriction is income limits the AMI chart attached. Please reach out to discuss income limits Buyer/Buyers agent responsible for verifying all room measurements. OWNER OCCUPANTS ONLY INVESTORS ARE NOT ELIGIBLE!!!! ALL ROOM MESAUREMENTS ARE APPORXIMATE AND SHOULD BE VERFIED BY THE BUYER'S AGENT OR BUYER!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,321
Sqft
0.12 ac
Lot size
1
Garage
2026
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,901 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,153/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.2%
$/sqft vs St Petersburg actives
$208 vs $323
Days on market
37 vs 55 typical
Where $208/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Maggiore Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Lake Maggiore Shores — neighborhood snapshot
Population
2,498
Median age
37
Median income
$76,256
Median home value
$250,350
Avg household
3
Households w/ children
128
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $410K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 974 23RD AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$156,500
1009 HIGHVIEW COURT · same community
3 bd · 2 ba · 1,269 sqft · $123/sqft · 2 DOM
Sold · Dec ’25$258,000
1009 HIGHVIEW COURT · same community
3 bd · 2 ba · 1,269 sqft · $203/sqft · 35 DOM
Sold · Nov ’25$190,000
1021 HIGHVIEW DRIVE · same community
2 bd · 1.5 ba · 1,425 sqft · $133/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 974 23RD AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 974 23RD AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
974 23RD AVENUE S FAQs
What would the monthly payment be for 974 23RD AVENUE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,901/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 974 23RD AVENUE S?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $275,000, this home is listed about 36% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 974 23RD AVENUE S?+
Campbell Park Elementary School (elementary), Gibbs High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STOFEL & ASSOCIATES REALTY · Scott Friedman. MLS #TB8525516.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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