David Ramirez
$200,000$210,0001 bd1 ba700 sqft$286 /sqft$2,224 /mo all-in ↓

1001 S BAYSHORE BOULEVARD UNIT 101, SAFETY HARBOR, FL, 34695

Active35 days on marketListed Jul 3, 2026MLS #TB8525467

Priced 66% below the SAFETY HARBOR 34695 medianReduced $10KWaterfrontCondominiumSANDAL COVE CONDO

About this home

1001 S BAYSHORE BOULEVARD UNIT 101

Don't miss out... Rare first-floor end unit with 3 outdoor living spaces in the heart of Safety Harbor! This beautifully maintained first-floor end unit offers exceptional privacy and abundant natural light, featuring two enclosed screened patios plus a private outdoor patio overlooking peaceful water views—perfect for morning coffee or simply relaxing while enjoying Florida's beautiful weather year-round. Inside, the open-concept floor plan creates a bright, inviting space ideal for everyday living. The updated kitchen showcases gorgeous stainless steel appliances, beautiful flooring throughout, and flows seamlessly into the spacious living and dining areas. The oversized primary suite easily accommodates a king-size bed and features plantation shutters along with an incredible custom closet expansion, creating an oversized walk-in closet complete with a seating area, vanity space, or dressing room. Whether you prefer one luxurious closet or two separate walk-in closets, the possibilities are endless. The updated full bathroom offers timeless style, while the dedicated laundry room provides generous shelving for additional storage. The washer and dryer convey with the home. Additional updates include a 6-year-old HVAC system and a newer electrical panel, providing added peace of mind. Sandal Cove is a pet-friendly community offering a heated pool, kayak and paddle board launch, scenic walking paths, and beautifully maintained tropical grounds. Even better, the HOA includes cable, high-speed internet, water, sewer, and trash, making everyday living simple and convenient. The location is truly exceptional. Enjoy a short stroll to the Tampa Bay waterfront, Safety Harbor Marina, the Bayshore walking and biking trail, waterfront parks, fishing, and the charming shops, restaurants, breweries, and year-round festivals that have made downtown Safety Harbor one of Tampa Bay's most beloved destinations. You're also just minutes from Costco, Target, countless dining options, Tampa International Airport, and downtown Tampa. Whether you're searching for a full-time residence, seasonal retreat or low-maintenance Florida lifestyle, this exceptional home offers the perfect blend of comfort, convenience, and easy living in one of Safety Harbor's most desirable communities.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

700

Sqft

0.5 ac

Lot size

1973

Year built

One

Levels

$286

Per sqft

Waterfront

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionOther
FoundationSlab
FacesWest
ParkingAssigned · Ground Level · Guest
ExteriorSidewalk

Community & fees

HOA fee$641/mo
Taxes (2025)$1,880/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityLake · Waterfront · Buyer Approval Required · Community Mailbox · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,224 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$157
Condo fee — from the listing$641
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$2,224/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$157
HOA / condo fee$641
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$127KedgeAI estimate $161,224 · range $132K$188K$208K

vs edgeAI estimate

+24.1%

$/sqft vs Safety Harbor actives

$286 vs $324

Days on market

35 vs 64 typical

Where $286/sqft sits among the 91 Safety Harbor actives

22
27 · this home
13
9
6
14
$134–234$234–333$333–433$433–533$533–633$633+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Safety Harbor

Map of 1001 S BAYSHORE BOULEVARD UNIT 101

Drive times from this address

Tampa Int’l Airport (TPA)22 min
Downtown Tampa25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Safety Harbor. See the full Safety Harbor guide →

SAFETY HARBOR 34695 — neighborhood snapshot

Population

17,882

Median age

50.6

Median income

$96,138

Median home value

$418,200

Avg household

2.42

Households w/ children

1,727

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryLeila Davis Elementary School★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Safety Harbor market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$548K$554K

Safety Harbor median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

57 of 91

Safety Harbor actives have cut their price

Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $200,000 $10K
Jul 3, 2026Listed at $210,000 · 35 days on market since
1973Built · SANDAL COVE CONDO

Reality check

What actually sold near 1001 S BAYSHORE BOULEVARD UNIT 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1007 S BAYSHORE BOULEVARD UNIT 107Sold · Mar ’26

$223,000

1007 S BAYSHORE BOULEVARD UNIT 107 · same community

1 bd · 1 ba · 700 sqft · $319/sqft · 186 DOM

1005 S BAYSHORE BOULEVARD UNIT 105Sold · Nov ’25

$285,000

1005 S BAYSHORE BOULEVARD UNIT 105 · same community

2 bd · 2 ba · 900 sqft · $317/sqft · 0 DOM

1003 S BAYSHORE BOULEVARD UNIT 206Sold · Oct ’25

$215,000

1003 S BAYSHORE BOULEVARD UNIT 206 · same community

2 bd · 2 ba · 900 sqft · $239/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1001 S BAYSHORE BOULEVARD UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1001 S BAYSHORE BOULEVARD UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1001 S BAYSHORE BOULEVARD UNIT 101 FAQs

What would the monthly payment be for 1001 S BAYSHORE BOULEVARD UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,224/mo — principal and interest, the actual property-tax bill, the $641/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1001 S BAYSHORE BOULEVARD UNIT 101?+

The association fee works out to $641 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1001 S BAYSHORE BOULEVARD UNIT 101?+

The most recent tax bill on record (2025) was $1,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1001 S BAYSHORE BOULEVARD UNIT 101?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Safety Harbor?+

At $200,000, this home is listed about 67% below the Safety Harbor median of $612,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1001 S BAYSHORE BOULEVARD UNIT 101?+

Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the SAFETY HARBOR 34695 market on paper

$200,000 is 66% below the SAFETY HARBOR 34695 median of $589,450, and at $286/sqft it sits under the Safety Harbor average of $411.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $641/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $210,000, now $200,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Stacy Allen. MLS #TB8525467.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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