105 NORTHBANK LANE, SPRING HILL, FL, 34609
Active29 days on marketListed Jul 6, 2026MLS #TB8525456
About this home
105 NORTHBANK LANE
Under Construction. New Construction Home by M/I Homes in Avalon West. Popular Alenza floorplan, elevation B. Welcome to 105 Northbank Lane, Spring Hill, Florida — a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 3,316 square foot of living space, featuring 3 bathrooms and an upstairs owner's bedroom that provides a private retreat from the main living areas. This home showcases quality design throughout, with an open-concept living space that creates a seamless flow between gathering areas. Built with attention to detail and craftsmanship, M/I Homes has delivered a floorplan that balances comfort with functionality. Step inside and find the following: 3,316 square foot of living space, 5 bedrooms and 3 full bathrooms, Owner's bedroom located on the upper level, Open-concept living space for everyday living and entertaining, 2-car garage. This home sits within a welcoming neighborhood with convenient proximity to local parks, making it easy to enjoy outdoor activities and green spaces. The quality of design is evident from the moment you step inside, with clean lines, purposeful spaces, and a layout that caters to today's lifestyle needs. This is an outstanding opportunity to own a brand-new home with everything already in place. *Photos shown are for representation purposes only and may not depict the actual home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,316
Sqft
0.1 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,453 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,453/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs Spring Hill actives
$151 vs $193
Days on market
29 vs 41 typical
Where $151/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
214 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 NORTHBANK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$475,000
146 NORTHBANK LANE · same community
5 bd · 3 ba · 3,531 sqft · $135/sqft · 50 DOM
Sold · Feb ’26$395,360
453 HILLSHIRE PLACE · same community
4 bd · 3 ba · 2,313 sqft · $171/sqft · 0 DOM
Sold · Jun ’26$379,730
605 HILLSHIRE PLACE · same community
3 bd · 2 ba · 2,095 sqft · $181/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 NORTHBANK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 NORTHBANK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 NORTHBANK LANE FAQs
What would the monthly payment be for 105 NORTHBANK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,453/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 105 NORTHBANK LANE?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 105 NORTHBANK LANE?+
The most recent tax bill on record (2025) was $710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 NORTHBANK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $499,380, this home is listed about 45% above the Spring Hill median of $344,750. The market section on this page shows how the area is trending.
Which schools are assigned to 105 NORTHBANK LANE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8525456.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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