15103 AZRA DRIVE, ODESSA, FL, 33556
Active26 days on marketListed Jul 7, 2026MLS #TB8525415
About this home
15103 AZRA DRIVE
Welcome to this exceptional one-owner home located in Gray Hawk at Lake Polo, one of Odessa’s most desirable communities. Offering 4 spacious bedrooms, 3 full bathrooms, a dedicated office, and an ideal split floor plan, this residence provides the perfect blend of elegance, comfort, and functionality. From the moment you enter, you will appreciate the high ceilings throughout the home, abundant natural light from large windows, and thoughtfully designed details throughout. The spacious main living areas feature new flooring, plantation shutters, and an inviting layout perfect for both everyday living and entertaining. The home offers a formal living room, formal dining room, expansive family room, and a bright breakfast nook overlooking the backyard. The well-appointed kitchen features a large center island, ample cabinetry, and an eat-in dining area, making it the heart of the home. The luxurious primary suite features double tray ceilings, creating an elegant retreat with plenty of space and comfort. A private in-law suite offers excellent flexibility for multigenerational living, guests, or a private retreat, while the dedicated office is perfect for working from home. Additional highlights include built-in closets and a spacious 3-car garage providing ample room for vehicles, storage, and hobbies. Step outside to enjoy the screened lanai, complemented by an additional paver patio that’s perfect for grilling, relaxing, or entertaining. The expansive backyard is surrounded by mature trees and lush landscaping, offering plenty of room to build your dream pool and create your own private outdoor oasis. Lovingly maintained by its original owner, this home also offers exterior hurricane shutters for added peace of mind, NO flood insurance required, low HOA fees, and NO CDD fees. Located within the prestigious guard-gated community of Gray Hawk at Lake Polo, residents enjoy a welcoming neighborhood atmosphere with amenities including a playground, tennis courts, and sidewalks perfect for evening strolls. Conveniently located in prime Odessa, this home offers easy access to Tampa Airport, Our beautiful Florida Beaches, shopping, dining, and major highways. This beautifully maintained residence offers the perfect combination of space, privacy, and timeless appeal in one of Odessa’s most sought-after communities. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,916
Sqft
0.22 ac
Lot size
3
Garage
2013
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,226 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,226/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs Odessa actives
$257 vs $268
Days on market
26 vs 38 typical
Where $257/sqft sits among the 204 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Park Colony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
Keystone Park Colony — neighborhood snapshot
Population
2,621
Median age
36
Median income
$132,769
Median home value
$535,520
Avg household
3
Households w/ children
334
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
116 of 204
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 15103 AZRA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$870,000
15035 WIND WHISPER DRIVE · same community
4 bd · 3 ba · 2,910 sqft · $299/sqft · 41 DOM
Sold · Sep ’25$770,000
15104 AZRA DRIVE · same community
4 bd · 3.5 ba · 2,959 sqft · $260/sqft · 81 DOM
Sold · Jul ’26$800,000
1607 ABYSS DRIVE · same community
5 bd · 3 ba · 2,859 sqft · $280/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15103 AZRA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15103 AZRA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15103 AZRA DRIVE FAQs
What would the monthly payment be for 15103 AZRA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,226/mo — principal and interest, the actual property-tax bill, the $207/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15103 AZRA DRIVE?+
The association fee works out to $207 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15103 AZRA DRIVE?+
The most recent tax bill on record (2025) was $6,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15103 AZRA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $750,000, this home is priced right at the Odessa median.
Which schools are assigned to 15103 AZRA DRIVE?+
Odessa Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$750,000 runs 15% above the ODESSA 33556 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Odessa Elementary School, James W. Mitchell High School, Seven Springs Middle School — Odessa Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Jennifer Boyette. MLS #TB8525415.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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