636 BOCA CIEGA POINT BOULEVARD S, ST PETERSBURG, FL, 33708
Active41 days on marketListed Jul 2, 2026MLS #TB8525411
About this home
636 BOCA CIEGA POINT BOULEVARD S
Virtually Staged. LIVE YOUR DREAM VACATION LIFESTYLE EVERY DAY IN THIS PRISTINE WATERFRONT VILLA. Widely recognized as one of the best lots in the community, this fully renovated single story unit simply dazzles. New flooring, new immaculate quartz counter tops, new cabinets, new bathrooms, new appliances—it’s all here for you! The sleekly redesigned kitchen and Owner’s Suite both feature walls removed to open the space and enhance the flows. The split floorplan offers privacy between the primary and the second bedroom, which can double as an office. The second bedroom has its own entrance from the welcoming front courtyard via new hurricane sliders, and the oversized primary offers spectacular water views with its own entrance to the sunroom. A bright, full garage provides loads of storage and private parking, and a visitor lot next door offers plenty of convenient guest parking. The real star of the show is the view—near end of the southernmost peninsula in the complex, with magical and unobstructed views of the intracoastal waterway and easy access to the Gulf of Mexico. Luxuriate in your living room or your newly screened and updated lanai and marvel at flocks of sea birds in the island preserve while porpoises and manatees play just off your paved deck. Watercolor sunsets beckon nightly. This is Florida living at its finest. A 55+ Waterfront GATED community, Boca Ciega Point offers a huge array of amenities and social activities including two refurbished clubhouses, fitness center, a large salt-water pool, sauna, tennis and pickle ball courts, bocce ball, a putting green, a boating club, and more—all minutes from shopping and world-class beaches. It’s a must see! Call today for your private showing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
0 ac
Lot size
1
Garage
1972
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,225/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.8%
$/sqft vs BOCA CIEGA POINT EAST
$321 vs $313
Days on market
41 vs 58 typical
Where $321/sqft sits among the 25 homes for sale in BOCA CIEGA POINT EAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
15 of 25
BOCA CIEGA POINT EAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 636 BOCA CIEGA POINT BOULEVARD S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$450,000
517 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,400 sqft · $321/sqft · 92 DOM
Sold · Jan ’26$457,000
494 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,400 sqft · $326/sqft · 335 DOM
Sold · Jul ’26$350,000
354 BOCA CIEGA POINT BOULEVARD · same community
2 bd · 2 ba · 1,400 sqft · $250/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 636 BOCA CIEGA POINT BOULEVARD S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 636 BOCA CIEGA POINT BOULEVARD S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
636 BOCA CIEGA POINT BOULEVARD S FAQs
What would the monthly payment be for 636 BOCA CIEGA POINT BOULEVARD S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,225/mo — principal and interest, the actual property-tax bill, the $939/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 636 BOCA CIEGA POINT BOULEVARD S?+
The association fee works out to $939 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 636 BOCA CIEGA POINT BOULEVARD S?+
The most recent tax bill on record (2024) was $3,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 636 BOCA CIEGA POINT BOULEVARD S?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $449,900, this home is listed about 3% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 636 BOCA CIEGA POINT BOULEVARD S?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$449,900 is 4% below the ST PETERSBURG 33708 median of $467,450, and at $321/sqft it sits under the St Petersburg average of $382.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $939/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $479,900, now $449,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 1 PALM REALTY · John Erik Savitsky. MLS #TB8525411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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