444 MANGROVE SHADE CIRCLE, APOLLO BEACH, FL, 33572
Active22 days on marketListed Jul 2, 2026MLS #TB8525277
About this home
444 MANGROVE SHADE CIRCLE
Why Wait to Build? Move right into this beautifully maintained 2024 end-unit townhome, where modern design, thoughtful upgrades, and an unbeatable Apollo Beach location come together. Better than new and truly move-in ready, this home offers the perfect combination of style, comfort, and peace of mind. From the moment you step inside, you'll appreciate the bright, open layout enhanced by soaring ceilings, abundant natural light from the additional end-unit windows, and elegant tile flooring throughout the main living areas. The gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, stainless steel appliances, contemporary cabinetry, and an inviting flow into the spacious dining and living areas. Step outside to the screened lanai, an ideal retreat for enjoying your morning coffee, unwinding after a long day, or entertaining friends while enjoying Florida's beautiful weather. The spacious primary suite serves as a private sanctuary with two walk-in closets, a luxurious ensuite bath, and an adjoining flex room that easily adapts to your lifestyle as a home office, fitness space, nursery, reading room, or even a potential fourth bedroom. Two additional bedrooms provide generous space for family or guests. Designed with convenience and security in mind, the home includes a professionally installed security system, smart home technology, and pre-wiring for a generator—providing added confidence during Florida's storm season. Residents enjoy low-maintenance living with HOA fees covering water, sewer, and grounds maintenance, while community amenities include a sparkling swimming pool and playground. Perfectly situated just minutes from shopping, dining, waterfront restaurants, and some of Apollo Beach's most popular attractions—including Circles Waterfront Grill, Apollo Beach Nature Park, and Wolf Branch Creek Preserve—you'll also enjoy easy access to boating, fishing, and all the recreation Tampa Bay has to offer. Whether you're searching for your primary residence, a seasonal retreat, or a low-maintenance investment in one of the area's fastest-growing communities, this exceptional home delivers outstanding value, modern construction, and the Florida lifestyle you've been looking for.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,802
Sqft
0.07 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,772 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,772/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Apollo Beach actives
$176 vs $227
Days on market
22 vs 56 typical
Where $176/sqft sits among the 397 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
228 of 397
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 444 MANGROVE SHADE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$285,000
308 MANGROVE SHADE CIRCLE · same community
3 bd · 2.5 ba · 1,802 sqft · $158/sqft · 48 DOM
Sold · Mar ’26$324,900
355 MANGROVE SHADE CIRCLE · same community
3 bd · 2.5 ba · 1,802 sqft · $180/sqft · 119 DOM
Sold · Jul ’26$322,500
475 MANGROVE SHADE CIRCLE · same community
3 bd · 2.5 ba · 1,802 sqft · $179/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 444 MANGROVE SHADE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 444 MANGROVE SHADE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
444 MANGROVE SHADE CIRCLE FAQs
What would the monthly payment be for 444 MANGROVE SHADE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,772/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 444 MANGROVE SHADE CIRCLE?+
The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 444 MANGROVE SHADE CIRCLE?+
The most recent tax bill on record (2025) was $4,840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 444 MANGROVE SHADE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $317,800, this home is listed about 35% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 444 MANGROVE SHADE CIRCLE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RALPH BARBON REAL ESTATE · Ralph Barbon, II. MLS #TB8525277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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