David Ramirez
$350,000$375,0003 bd2 ba1,760 sqft$199 /sqft$3,198 /mo all-in ↓

3332 CHAPEL CREEK CIRCLE, WESLEY CHAPEL, FL, 33544

Active35 days on marketListed Jul 2, 2026MLS #TB8525254

Reduced $25KVillaSEVEN OAKS PRCL S-8A

Come see it

Upcoming open house

Sun, Aug 9

1:00 AM – 3:00 PM

Gated Community- Agents number will be posted at call box. Please make sure to call for gate code access.

About this home

3332 CHAPEL CREEK CIRCLE

Welcome to this beautifully maintained MOVE-IN READY 3-bedroom/2-bath villa with a 2-car garage and stunning POND/CONSERVATION VIEWS in the gated village of Willow Creek/Seven Oaks. With private side entrance, the villa offers the perfect blend of comfort, convenience, and low-maintenance living. The thoughtfully designed split bedroom floor plan features a spacious living area (can also be a living/dining combination), an abundance of natural light and a seamless flow that's ideal for both everyday living and entertaining. The well-appointed, updated kitchen features professionally painted white cabinets, granite suede countertops with a complementary backsplash and closet pantry with solid shelves. The extended primary bedroom with tray ceiling includes a walk-in custom closet plus a second closet. The recently updated primary bath with garden tub and walk-in shower with grab bars is complete with granite countertops and two mirrored cabinets over the undermount sinks. Two additional bedrooms offer flexibility for family members, guests, or a home office. Relax on the expansive screened and covered lanai as you take in the sights and sounds of nature and spectacular sunsets. Storage galore in the two-car garage - all built-in cabinets and shelving convey! Additional features include Plantation Shutters, contemporary lighting and water softener. NEW Interior Paint 2026. Main Roof 2019; Lanai Roof 2022. Willow Creek has its own community pool and owners also enjoy the resort style amenities at the Seven Oaks Club including pools, tennis, pickleball, fitness center, splash pad, basketball court, playing fields and spacious clubhouse. The growing Wesley Chapel area is bustling with shopping (Wiregrass and Premium Outlet Malls), a multitude of dining options, medical facilities, Baycare/Advent Health hospitals and coming soon - Whole Foods. Seven Oaks affords easy access to I-75 and I-275 making commuting throughout the Tampa Bay area more convenient. The monthly HOA of $272.99 includes the Willow Creek community pool, grounds and landscape maintenance, roof, exterior painting, pest and weed control. Seller can close quickly! Don't miss the opportunity to own this impeccably cared for villa in the gated community of Willow Creek.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,760

Sqft

0.1 ac

Lot size

2

Garage

2005

Year built

One

Levels

$199

Per sqft

Water viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener · Guest
ExteriorIrrigation System · Lighting · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$270/mo
Taxes (2025)$6,631/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,198 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$553
HOA fee — from the listing$270
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$3,198/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$553
HOA / condo fee$270
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $374,691 · range $360K$387K$402K

vs edgeAI estimate

−6.6%

$/sqft vs Wesley Chapel actives

$199 vs $204

Days on market

35 vs 45 typical

Where $199/sqft sits among the 400 Wesley Chapel actives

79
114 · this home
92
51
26
38
$149–176$176–203$203–230$230–257$257–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seven Oaks

Map of 3332 CHAPEL CREEK CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Seven Oaks — neighborhood snapshot

Population

7,676

Median age

32

Median income

$109,436

Median home value

$511,135

Avg household

3

Households w/ children

1,139

For the school run

Pasco County School District

ElementarySeven Oaks Elementary School★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$440K$439K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

209 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $25K
Jul 2, 2026Listed at $375,000 · 35 days on market since
2005Built · SEVEN OAKS PRCL S-8A

Reality check

What actually sold near 3332 CHAPEL CREEK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3502 CHAPEL CREEK CIRCLESold · Jun ’26

$385,000

3502 CHAPEL CREEK CIRCLE · same community

3 bd · 2 ba · 1,760 sqft · $219/sqft · 69 DOM

3252 CHAPEL CREEK CIRCLESold · Apr ’26

$360,880

3252 CHAPEL CREEK CIRCLE · same community

3 bd · 2 ba · 1,790 sqft · $202/sqft · 13 DOM

3244 CHAPEL CREEK CIRCLESold · Jul ’26

$377,000

3244 CHAPEL CREEK CIRCLE · same community

3 bd · 2 ba · 1,790 sqft · $211/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3332 CHAPEL CREEK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3332 CHAPEL CREEK CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3332 CHAPEL CREEK CIRCLE FAQs

What would the monthly payment be for 3332 CHAPEL CREEK CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,198/mo — principal and interest, the actual property-tax bill, the $270/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3332 CHAPEL CREEK CIRCLE?+

The association fee works out to $270 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3332 CHAPEL CREEK CIRCLE?+

The most recent tax bill on record (2025) was $6,631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3332 CHAPEL CREEK CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $350,000, this home is listed about 20% below the Wesley Chapel median of $435,076. The market section on this page shows how the area is trending.

Which schools are assigned to 3332 CHAPEL CREEK CIRCLE?+

Seven Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Water views

The water view is part of what you're buying — views hold value independently of the structure.

02Strong assigned schools

Seven Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Seven Oaks Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $375,000, now $350,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Janet Wasserberger. MLS #TB8525254.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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