3399 MERMOOR DRIVE UNIT 206, PALM HARBOR, FL, 34685
Active33 days on marketListed Jul 1, 2026MLS #TB8525178
About this home
3399 MERMOOR DRIVE UNIT 206
Fantastic opportunity to live in the Gated community of Farrell Park Condos! Enjoy peaceful pond and wooded views from this 2nd floor corner unit. This stunning 2 bedroom, 2 bath condo with enclosed bonus Florida room (not included in the sq. ft.) is located in the desirable gated Farrell Park, part of the Ridgemoor in Palm Harbor, in one of the area’s desirable East Lake neighborhoods. The community features tennis and basketball courts, the covered heated pool and a picnic area. Tranquil walkway with lots of lush landscaping and beautiful pond with fountain. The unit comes with covered parking spot. There is an elevator and 2 sets of stairs for easy access. The complex offers car washing station. Farrell Park community is for all ages. The Amenities will add to your lifestyle and will make walking, bicycling, basketball, tennis or the playground a real pleasure to enjoy. Also close by is the late model YMCA, and John Chestnut park on Lake Tarpon, Neighborhood shopping. Location also provides an easy commute to our beautiful beaches, 2 major airports and so much more. Cypress Wood Elementary School (9/10) is assigned to this address. Rent includes: Water, Sewer, Trash, Cable TV, Grounds care. HOA approval fee is $100 per person, and $65 for an additional person. Approval required prior to move in. Annual rent. Fist-month rent, last month rent and security deposit (Refundable) are required to move in. Also, clean record, no eviction history, good credit history.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,070
Sqft
10 ac
Lot size
1985
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$2 vs $261
Days on market
33 vs 42 typical
Where $2/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgemoor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ridgemoor — neighborhood snapshot
Population
2,300
Median age
56
Median income
$63,976
Median home value
$392,234
Avg household
2
Households w/ children
228
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
204 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3399 MERMOOR DRIVE UNIT 206
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$187,000
3350 MERMOOR DRIVE UNIT 1201 · same community
2 bd · 2 ba · 1,045 sqft · $179/sqft · 96 DOM
Sold · Dec ’25$175,000
3382 MERMOOR DRIVE UNIT 3201 · same community
2 bd · 2 ba · 1,155 sqft · $152/sqft · 166 DOM
Sold · Sep ’25$195,000
3358 MERMOOR DRIVE UNIT 2205 · same community
2 bd · 2 ba · 1,155 sqft · $169/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3399 MERMOOR DRIVE UNIT 206 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3399 MERMOOR DRIVE UNIT 206 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3399 MERMOOR DRIVE UNIT 206 FAQs
What would the monthly payment be for 3399 MERMOOR DRIVE UNIT 206?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3399 MERMOOR DRIVE UNIT 206?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,800, this home is listed about 100% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3399 MERMOOR DRIVE UNIT 206?+
Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Iryna Lazauskas Pa. MLS #TB8525178.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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