
18399 GULF BOULEVARD UNIT 364, INDIAN ROCKS BEACH, FL, 33785
Active34 days on marketListed Jul 1, 2026MLS #TB8525155
About this home
18399 GULF BOULEVARD UNIT 364
Waterfront paradise on the Intercoastal- turnkey rental opportunity. Enjoy stunning waterfront living in this beautifully renovated first-floor condo overlooking the Intercoastal. This turnkey property is fully furnished and move-in ready, making it an ideal vacation getaway, seasonal retreat, or income-producing rental. Features include a complete renovation with modern finishes throughout, brand new stainless steel appliances, stylish flooring, elegant plantation shutters, and a space-saving Murphy bed that maximizes comfort and functionality. Relax by the sparkling community pool or simply take in the tranquil water views from your doorstep. The first-floor location offers easy access and convenience.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
522
Sqft
1.88 ac
Lot size
1964
Year built
Two
Levels
$569
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,838 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,838/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$569 vs $630
Days on market
34 vs 66 typical
Where $569/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
INDIAN ROCKS BEACH 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 18399 GULF BOULEVARD UNIT 364
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$230,000
18399 GULF BOULEVARD UNIT 389 · same community
1 bd · 1 ba · 317 sqft · $726/sqft · 0 DOM
Sold · Sep ’25$280,000
17248 GULF BOULEVARD UNIT 12
1 bd · 1 ba · 411 sqft · $681/sqft · 52 DOM
Sold · Apr ’26$240,000
18012 4TH STREET E
2 bd · 1 ba · 636 sqft · $377/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18399 GULF BOULEVARD UNIT 364 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18399 GULF BOULEVARD UNIT 364 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18399 GULF BOULEVARD UNIT 364 FAQs
What would the monthly payment be for 18399 GULF BOULEVARD UNIT 364?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $1,838/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18399 GULF BOULEVARD UNIT 364?+
The most recent tax bill on record (2025) was $3,702. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18399 GULF BOULEVARD UNIT 364?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $297,000, this home is listed about 60% below the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18399 GULF BOULEVARD UNIT 364?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$297,000 is 58% below the INDIAN ROCKS BEACH 33785 median of $707,450, and at $569/sqft it sits under the Indian Rocks Beach average of $673.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Colleen Errico. MLS #TB8525155.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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