David Ramirez
$297,0001 bd1 ba522 sqft$569 /sqft$1,838 /mo all-in ↓

18399 GULF BOULEVARD UNIT 364, INDIAN ROCKS BEACH, FL, 33785

Active34 days on marketListed Jul 1, 2026MLS #TB8525155

Priced 58% below the INDIAN ROCKS BEACH 33785 medianWaterfrontFully furnishedCondo - HotelBELLEVIEW GULF CONDO

About this home

18399 GULF BOULEVARD UNIT 364

Waterfront paradise on the Intercoastal- turnkey rental opportunity. Enjoy stunning waterfront living in this beautifully renovated first-floor condo overlooking the Intercoastal. This turnkey property is fully furnished and move-in ready, making it an ideal vacation getaway, seasonal retreat, or income-producing rental. Features include a complete renovation with modern finishes throughout, brand new stainless steel appliances, stylish flooring, elegant plantation shutters, and a space-saving Murphy bed that maximizes comfort and functionality. Relax by the sparkling community pool or simply take in the tranquil water views from your doorstep. The first-floor location offers easy access and convenience.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

522

Sqft

1.88 ac

Lot size

1964

Year built

Two

Levels

$569

Per sqft

WaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Window Treatments
LaundryCommon Area
CoolingMini-Split Unit(s)
HeatingWall Units / Window Unit
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionStucco
FoundationSlab
ViewPool · Water
FacesWest
ParkingAssigned
ExteriorIrrigation System · Outdoor Grill

Community & fees

Taxes (2025)$3,702/yr
PetsYes
CommunityBoat Slip · Fishing · Intracoastal Waterway · Water Access · Waterfront · Buyer Approval Required · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,838 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$1,369
Property tax — 2025 actual bill$309
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $89,100
Interest rate6.90%
Loan term

Estimated payment

$1,838/mo

Principal & interest$1,369
Property taxes (actual bill)$309
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Indian Rocks Beach actives

$569 vs $630

Days on market

34 vs 66 typical

Where $569/sqft sits among the 86 Indian Rocks Beach actives

21
25 · this home
19
9
7
5
$304–478$478–653$653–827$827–1002$1002–1177$1177+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Rocks Beach

Map of 18399 GULF BOULEVARD UNIT 364

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →

INDIAN ROCKS BEACH 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Rocks Beach market

Seller’s marketBalanced7.0 months of inventoryBuyer’s market

$950K$755K

Indian Rocks Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

46 of 86

Indian Rocks Beach actives have cut their price

Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $297,000 · 34 days on market since
1964Built · BELLEVIEW GULF CONDO

Reality check

What actually sold near 18399 GULF BOULEVARD UNIT 364

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18399 GULF BOULEVARD UNIT 389Sold · Jun ’26

$230,000

18399 GULF BOULEVARD UNIT 389 · same community

1 bd · 1 ba · 317 sqft · $726/sqft · 0 DOM

17248 GULF BOULEVARD UNIT 12Sold · Sep ’25

$280,000

17248 GULF BOULEVARD UNIT 12

1 bd · 1 ba · 411 sqft · $681/sqft · 52 DOM

18012 4TH STREET ESold · Apr ’26

$240,000

18012 4TH STREET E

2 bd · 1 ba · 636 sqft · $377/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18399 GULF BOULEVARD UNIT 364 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18399 GULF BOULEVARD UNIT 364 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

18399 GULF BOULEVARD UNIT 364 FAQs

What would the monthly payment be for 18399 GULF BOULEVARD UNIT 364?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $1,838/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18399 GULF BOULEVARD UNIT 364?+

The most recent tax bill on record (2025) was $3,702. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18399 GULF BOULEVARD UNIT 364?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Rocks Beach?+

At $297,000, this home is listed about 60% below the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18399 GULF BOULEVARD UNIT 364?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the INDIAN ROCKS BEACH 33785 market on paper

$297,000 is 58% below the INDIAN ROCKS BEACH 33785 median of $707,450, and at $569/sqft it sits under the Indian Rocks Beach average of $673.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Colleen Errico. MLS #TB8525155.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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