21372 DARTER ROAD, LAND O LAKES, FL, 34638
Active34 days on marketListed Jul 1, 2026MLS #TB8525027
About this home
21372 DARTER ROAD
Like-New Townhome in Gated Community – No CDD Fees, No Rear Neighbors! Welcome home to this stunning 3-bedroom, 2.5-bath townhome nestled in a sought-after gated community — offering privacy, peace of mind, and zero CDD fees. Freshly painted from top to bottom, this home feels crisp, clean, and truly move-in ready. Step outside to your screened lanai and take in tranquil conservation views with no rear neighbors — your own private retreat to unwind after a long day. Inside, an open-concept floor plan bathed in natural light creates a warm, airy feel that's perfect for everyday living and effortless entertaining. This gated community delivers resort-style living with a sparkling community pool, a fully equipped dog park, scenic walking trails around a serene lake, and a private dock for soaking in the peaceful surroundings. With its unbeatable combination of privacy, natural beauty, and a prime location close to shopping, dining, and major highways, this like-new townhome checks every box. Schedule your private showing today — homes like this don't last!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,634
Sqft
0.04 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,636 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,636/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9%
$/sqft vs Land O Lakes actives
$181 vs $205
Days on market
34 vs 41 typical
Where $181/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $422K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
219 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 21372 DARTER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$278,000
6090 SHINER STREET
3 bd · 2.5 ba · 1,634 sqft · $170/sqft · 12 DOM
Sold · May ’26$358,000
6039 DESERT PEACE AVENUE
3 bd · 2 ba · 1,579 sqft · $227/sqft · 28 DOM
Sold · Jun ’26$560,000
20600 GARDENIA DRIVE
3 bd · 2 ba · 1,706 sqft · $328/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21372 DARTER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21372 DARTER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21372 DARTER ROAD FAQs
What would the monthly payment be for 21372 DARTER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,636/mo — principal and interest, the actual property-tax bill, the $290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21372 DARTER ROAD?+
The association fee works out to $290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21372 DARTER ROAD?+
The most recent tax bill on record (2025) was $3,821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21372 DARTER ROAD?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $295,000, this home is listed about 30% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21372 DARTER ROAD?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMETRUST REALTY GROUP · Eileen Rivera. MLS #TB8525027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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