
3296 LAKE BUFFUM ROAD W, FORT MEADE, FL, 33841
Pending38 days on marketListed Jul 1, 2026MLS #TB8524986
About this home
3296 LAKE BUFFUM ROAD W
*CASH ONLY* 3296 W Lake Buffum Road is a 3-bedroom, 2-bathroom manufactured home sitting on a full, private one-acre lot in Fort Meade, Florida, being sold strictly as-is at a price that leaves plenty of room to add value. This is a fantastic opportunity for an investor, contractor, or hands-on buyer who wants a property where much of the heavy lifting is already done. With over an acre of land and no HOA, you have the kind of freedom and space that is nearly impossible to find at this price point in Polk County. Inside, the home features a spacious, open living area filled with natural light from a large picture window, along with three comfortable bedrooms and two full bathrooms, giving you a functional layout with plenty of room to live, relax, and make it your own. The best part of this home is everything that has already been taken care of. Major updates include a newer roof installed around 2024, replacement windows added around 2025, updated bathrooms with tiled showers, and updated flooring throughout. The plumbing was redone in 2020, the property is served by a newer well and a septic system that was recently pumped, and the electrical panel is in good condition. That means the big, expensive, and time-consuming items are largely behind you, allowing the next owner to focus on the finishing touches instead of the major systems. To bring this home fully back to life, it needs an air conditioning system, some minor drywall repairs, and a thorough cleanup and cosmetic refresh. For the right buyer, that short and manageable list of to-dos is exactly where the opportunity lies. Add your personal style and instantly build equity in a home that already has strong bones, recent upgrades, and a full acre of land underneath it. Speaking of the land, this is where the property truly shines. Set on a full, usable acre, it delivers authentic country living with room to spread out, park your boat, RV, work trucks, trailers, or recreational toys, plant a garden, keep animals, or add a workshop, garage, or additional structures down the road. The possibilities are wide open, and there are no HOA rules or monthly fees standing in your way. The location blends privacy with convenience. You will enjoy a peaceful, rural Polk County setting while staying within easy reach of Fort Meade, Bartow, and Lakeland for shopping, dining, schools, and daily essentials, with quick access to the highways that connect you across Central Florida. Nearby Lake Buffum adds excellent fishing, boating, and outdoor recreation just down the road. Homes on a full acre with this many completed updates and no HOA simply do not last long in today's market. Whether you are searching for your next flip, a rental to add to your portfolio, or an affordable place to call your own, 3296 W Lake Buffum Road is ready for its next chapter. Sold as-is, cash or renovation financing preferred. Schedule your private showing today, because this rare Fort Meade opportunity on a full acre will not last long.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,152
Sqft
1 ac
Lot size
1996
Year built
One
Levels
$78
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$885 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$885/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−54.1%
$/sqft vs N/A
$78 vs $284
Days on market
38 vs 50 typical
Where $78/sqft sits among the 234 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Meade
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fort Meade. See the full Fort Meade guide →
FORT MEADE 33841 — neighborhood snapshot
Population
8,268
Median age
39.7
Median income
$39,608
Median home value
$138,700
Avg household
2.7
Households w/ children
1,018
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Meade market
$248K → $240K
Fort Meade median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
110 of 234
N/A have cut their price
Median sold price, Fort Meade, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the FORT MEADE 33841 median. See the full Fort Meade market guide →
Paper trail
This home's history
Reality check
What actually sold near 3296 LAKE BUFFUM ROAD W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$161,000
#12 SENDEROS DEL VALLE · same community
3 bd · 2 ba · 1,114 sqft · $145/sqft · 131 DOM
Sold · Dec ’25$208,000
206 WINSLOW AVENUE · same community
3 bd · 1 ba · 1,066 sqft · $195/sqft · 134 DOM
Sold · Dec ’25$900,000
9559 SE 177TH COURT · same community
2 bd · 2 ba · 1,344 sqft · $670/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3296 LAKE BUFFUM ROAD W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3296 LAKE BUFFUM ROAD W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3296 LAKE BUFFUM ROAD W FAQs
What would the monthly payment be for 3296 LAKE BUFFUM ROAD W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $885/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3296 LAKE BUFFUM ROAD W?+
The most recent tax bill on record (2025) was $1,867. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Meade?+
At $89,900, this home is listed about 66% below the Fort Meade median of $262,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3296 LAKE BUFFUM ROAD W?+
Alturas Elementary School (elementary), Bartow Middle School (middle), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SILVER DOOR REALTY LLC · Michelle Paez. MLS #TB8524986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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