16288 48TH ST N, CLEARWATER, FL, 33762
Active21 days on marketListed Jul 2, 2026MLS #TB8524977
About this home
16288 48TH ST N
Virtually Staged. BRAND NEW in 2025 and NEVER LIVED IN, this CUSTOM-BUILT home offers the perfect opportunity for a FULL-TIME RESIDENCE, SEASONAL GETAWAY, or INVESTMENT PROPERTY, allowing for SHORT-TERM RENTALS, in one of Pinellas County's most convenient locations all on 0.25 acres. Thoughtfully designed with modern architecture and quality craftsmanship, this elevated three-story home features 1,888 square feet, 3 bedrooms, 2.5 bathrooms, and a versatile BONUS ROOM that adapts to your lifestyle. Whether you envision a home office, media room, fitness studio, game room, or additional guest space, the upper-level BONUS ROOM offers endless possibilities with its own half bath for added convenience. The main living level welcomes you with soaring ceilings, abundant natural light, and an open-concept design that seamlessly connects the living, dining, and kitchen areas—creating an inviting space for everyday living and entertaining. The designer kitchen showcases quartz countertops, stainless steel appliances, ample cabinetry, a breakfast bar, and a door leading to a balcony and stairs to the covered parking underneath the home. The luxurious primary suite offers a peaceful escape with a private balcony, walk-in closet, and an ensuite bathroom featuring dual vanities, a frameless glass shower, separate tub, beautiful tile finishes, and an LED fog-resistant mirror. Two additional bedrooms on the main level provide comfortable accommodations for family and guests. Outdoor living is just as impressive with THREE SEPARATE OUTDOOR SPACES to enjoy the Florida lifestyle — a welcoming covered front porch, a balcony off the kitchen, perfect for morning coffee, and a private balcony off the primary suite for relaxing at the end of the day. Built for durability and peace of mind, this custom home features luxury vinyl plank flooring throughout, hurricane-impact windows and doors, efficient ductless mini-split HVAC systems for customized comfort, and an oversized gated four-car covered carport beneath the home. Location is everything, and this home delivers. Enjoy the convenience of being less than 5 minutes from St. Pete–Clearwater International Airport, under 30 minutes to Tampa International Airport, and about a 30 minutes’ drive from Clearwater Beach, Indian Rocks Beach, Madeira Beach, Treasure Island, and many of Pinellas County's award-winning Gulf beaches. Shopping, restaurants, golf courses, marinas, professional sports, and countless entertainment options are all within easy reach. Whether you're looking for a low-maintenance primary residence, a lock-and-leave vacation home, or an investment short-term rental close to everything Tampa Bay has to offer, this never-lived-in custom home offers exceptional quality, flexibility, and an unbeatable location.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,888
Sqft
0.25 ac
Lot size
2025
Year built
Three Or More
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,762 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,762/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
Days on market
21 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33762 — neighborhood snapshot
Population
5,039
Median age
54
Median income
$91,024
Median home value
$332,000
Avg household
1.94
Households w/ children
420
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 177% above the CLEARWATER 33762 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16288 48TH ST N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16288 48TH ST N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16288 48TH ST N FAQs
What would the monthly payment be for 16288 48TH ST N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,762/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16288 48TH ST N?+
The most recent tax bill on record (2025) was $2,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16288 48TH ST N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $595,000, this home is listed about 116% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16288 48TH ST N?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of BLAKE REAL ESTATE INC · Cara Bendeck. MLS #TB8524977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 16288 48TH ST N but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →