David Ramirez
$749,0003 bd2 ba1,610 sqft$465 /sqft$4,885 /mo all-in ↓

14297 GENEVA DRIVE, LARGO, FL, 33774

Active20 days on marketListed Jul 3, 2026MLS #TB8524941

Private poolSingle Family ResidenceYACHT CLUB ESTATES

About this home

14297 GENEVA DRIVE

Located on an oversized 1/4 acre lot tucked away on a quiet cul-de-sac, close to Gulf Beaches, this beautifully updated 3-bedroom, 2-bath home offers a bright, open feel with clean lines and high-end, stylish finishes throughout. The home has a thoughtful layout, with the primary suite overlooking the lush backyard, while the other bedrooms sit on the opposite side with separate access to the guest rooms. The true centerpiece is the incredible backyard, masterfully designed for high-end entertaining, relaxing, and enjoying Florida living year-round. Framed by a striking center palm tree, the sparkling pool overlooks an expansive tropical setting filled with mature fruit trees—including coconut, tangerine, passion fruit, mango and guava—creating your own private retreat. Stretching across the entire rear of the home is an impressive, custom 60-foot pergola x 13 ft. This massive architectural feature is smartly divided into four balanced sections: two expansive 24-foot spans boasting a premium, flexible retractable roof system, flanked by two perfectly proportioned open-air sections. Completing this luxury outdoor living space is a full outdoor kitchen, fridge and grill with storage, a thoughtfully designed area suitable for a future accessory dwelling unit (ADU), providing endless possibilities for guests, extended family, or additional income potential. Enhancing the courtyard space, the accent walls are finished in a premium Romabio Classico Limewash. This high-end finish provides an authentic, Mediterranean style with incredible durability; it acts as a breathable coating that repels heat transfer and is formulated to never chip or peel under the Florida sun. The oversized lot offers ample parking and gated access on both sides of the property, making it easy to accommodate boats, trailers or RVs. With plenty of open yard remaining, there is still room to customize the outdoor space to fit your lifestyle. The home is set back from the street, windows and doors face the lush yard with plenty of distance to create ultimate sense of privacy. The interior space is perfectly finished. The kitchen features granite counters, stainless appliances, an abundance of counter space, and a newly installed range hood. The area overlooks the pool, giving you easy access to the patio for flawless indoor/outdoor entertaining. Indoor comfort is fully secured by a premium Trane A/C unit, celebrated for its legendary reliability and perfect, uninterrupted climate control. The living room features high-end custom Plantation Shutters. The floors are a wood-look LVP that is anything but ordinary, flowing throughout the home to deliver a highly elevated feel. Both bathrooms are updated and stylish, and there’s a large indoor laundry area with large-capacity washer/dryers that will convey. Located in a peaceful, residential neighborhood with no HOA and approved for short-term rentals, this property presents an outstanding opportunity as a primary residence, vacation home, or income-producing investment. Its desirable location provides quick access to Gulf beaches, shopping, dining, parks, with no flood insurance is required. Whether you're searching for a move-in-ready home with resort-style outdoor amenities or a property with excellent short-term rental potential, this exceptional home offers a rare combination of style and outdoor living that's difficult to find. See the 2 minute video walk-through for the full experience of this property.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,610

Sqft

0.34 ac

Lot size

1960

Year built

One

Levels

$465

Per sqft

Private poolFireplaceGarden & Pool viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener
InteriorEating Space In Kitchen · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Other
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden · Pool
FacesNorth
ExteriorAwning(s) · Lighting · Outdoor Kitchen · Outdoor Shower · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$4,832/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,885 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$403
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$4,885/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$403
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $749K
$458KedgeAI estimate $520,949 · range $477K$572K$779K

vs edgeAI estimate

+43.8%

$/sqft vs Largo actives

$465 vs $236

Days on market

20 vs 42 typical

Where $465/sqft sits among the 400 Largo actives

103
87
71
64
46
29 · this home
$105–165$165–225$225–285$285–345$345–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 14297 GENEVA DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

202 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 275% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $749,000 · 20 days on market since
1960Built · YACHT CLUB ESTATES

Reality check

What actually sold near 14297 GENEVA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

104 Elsa Road, Jupiter FL 33477Sold · Jun ’26

$1,300,000

104 Elsa Road, Jupiter FL 33477 · same community

3 bd · 2 ba · 1,544 sqft · $842/sqft · 18 DOM

119 Elsa Road, Jupiter FL 33477Sold · Jun ’26

$3,290,000

119 Elsa Road, Jupiter FL 33477 · same community

3 bd · 2 ba · 1,702 sqft · $1,933/sqft · 179 DOM

10448 HETRICK CIRCLE WSold · Nov ’25

$530,000

10448 HETRICK CIRCLE W · same community

3 bd · 2 ba · 1,518 sqft · $349/sqft · 151 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14297 GENEVA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14297 GENEVA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14297 GENEVA DRIVE FAQs

What would the monthly payment be for 14297 GENEVA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,885/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14297 GENEVA DRIVE?+

The most recent tax bill on record (2025) was $4,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14297 GENEVA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $749,000, this home is listed about 178% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 14297 GENEVA DRIVE?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$749,000 runs 275% above the LARGO 33774 median — but at 1,610 sqft it's also 31% larger than the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DALTON WADE INC · Rob Demarest. MLS #TB8524941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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