4916 WILLOW RIDGE TERRACE, VALRICO, FL, 33596
Active24 days on marketListed Jul 1, 2026MLS #TB8524820
About this home
4916 WILLOW RIDGE TERRACE
Perfectly positioned on a premium homesite just shy of a half acre within the prestigious gated River Hills Golf & Country Club, this beautifully updated residence offers the ideal combination of timeless design, modern upgrades, and exceptional indoor-outdoor living. Featuring 4 bedrooms, 3 full bathrooms, and a desirable split-bedroom floor plan, this meticulously maintained home has been thoughtfully improved over the years, allowing its next owners to simply move in and enjoy. Among the many recent updates are a remodeled kitchen with upgraded appliances, a new roof (2012), tile flooring in the kitchen and family room, a variable-speed pool pump, upgraded pool heater, hurricane-rated garage door, luxury vinyl flooring in the formal living and dining rooms, replacement of all front architectural windows, three beautifully remodeled bathrooms, an upgraded HVAC system with new ductwork, fresh exterior paint, a brand-new driveway, and new carpet in three bedrooms. Every improvement reflects the exceptional care and pride of ownership found throughout the home. From the moment you step through the front door, your eyes are immediately drawn to the sparkling pool and beautiful backyard views that create an unforgettable first impression. Elegant formal living and dining rooms welcome guests, while the heart of the home unfolds into a spacious family room and a beautifully remodeled kitchen. Featuring abundant cabinetry, generous prep space, and an effortless connection to the family room, the kitchen is perfectly designed for both everyday living and entertaining. The desirable split-bedroom floor plan offers privacy for the spacious primary suite while providing comfortable accommodations for family and guests. Three fully remodeled bathrooms feature timeless finishes, while the fourth bedroom includes a custom modular office with a Murphy bed, creating the perfect flex space for working from home, hobbies, or overnight guests. Designed to embrace Florida living, the outdoor space is truly exceptional. The expansive screened lanai overlooks a sparkling saltwater swimming pool, creating the perfect backdrop for relaxing or entertaining throughout the year. Just beyond, the oversized backyard stretches across nearly half an acre, offering a rare park-like setting with endless room for backyard games, pets, gardening, or simply enjoying the peaceful surroundings. An above-ground hot tub provides the perfect place to unwind at the end of the day, making this private outdoor retreat one you'll enjoy in every season. Car enthusiasts, hobbyists, and anyone needing additional storage will appreciate the oversized garage complete with a rare 7' x 6' air-conditioned storage room—ideal for a workshop, home gym, hobby space, or climate-controlled storage. Located within the highly sought-after River Hills Golf & Country Club, residents enjoy 24-hour guarded security, championship golf, tennis and pickleball courts, a clubhouse, fitness center, playgrounds, and beautifully maintained tree-lined streets, all just minutes from top-rated schools, shopping, dining, and everything the Tampa Bay area has to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,393
Sqft
0.47 ac
Lot size
2
Garage
1993
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,180 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,180/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.6%
$/sqft vs Valrico actives
$250 vs $218
Days on market
24 vs 34 typical
Where $250/sqft sits among the 194 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Hills Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
River Hills Country Club — neighborhood snapshot
Population
3,179
Median age
51
Median income
$148,706
Median home value
$445,497
Avg household
3
Households w/ children
350
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
107 of 194
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 4916 WILLOW RIDGE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$375,000
3350 STONEBRIDGE TRL · same community
4 bd · 3 ba · 2,256 sqft · $166/sqft · 111 DOM
Sold · Sep ’25$475,000
3218 STONEBRIDGE TRAIL · same community
3 bd · 2 ba · 2,042 sqft · $233/sqft · 11 DOM
Sold · Jan ’26$410,000
5315 COTTONWOOD TREE CIRCLE · same community
4 bd · 2 ba · 1,986 sqft · $206/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4916 WILLOW RIDGE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4916 WILLOW RIDGE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4916 WILLOW RIDGE TERRACE FAQs
What would the monthly payment be for 4916 WILLOW RIDGE TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,180/mo — principal and interest, the actual property-tax bill, the $223/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4916 WILLOW RIDGE TERRACE?+
The association fee works out to $223 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4916 WILLOW RIDGE TERRACE?+
The most recent tax bill on record (2025) was $4,087. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4916 WILLOW RIDGE TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $599,000, this home is listed about 26% above the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4916 WILLOW RIDGE TERRACE?+
Lithia Springs Elementary School (elementary), Newsome High School (high), Randall Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,000 runs 29% above the VALRICO 33596 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lithia Springs Elementary School, Newsome High School, Randall Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lithia Springs Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8524820.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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