822 LUMSDEN RESERVE DRIVE, BRANDON, FL, 33511
Active19 days on marketListed Jul 7, 2026MLS #TB8524764
About this home
822 LUMSDEN RESERVE DRIVE
Exceptional Townhome in the Beautiful Gated Community of Lumsden Reserve! Prepare to be impressed by this stunning and exceptionally spacious townhome offering 2,806 square feet of living space, 4 bedrooms, 3 full bathrooms, and a 2-car garage. Step outside and create your own private retreat in the beautifully designed backyard, featuring a screened lanai with a charming pergola and elegant paver patio. An additional open patio with composite decking provides the perfect space for entertaining, relaxing, or enjoying the peaceful, private setting. Inside, you'll immediately feel at home. The inviting living and dining rooms showcase rich hardwood flooring and seamlessly flow into the kitchen. Designed with both style and functionality in mind, the kitchen features tray ceilings, 42-inch cabinetry, granite countertops, a decorative tile backsplash, a breakfast bar, and a spacious pantry. The first floor also includes a generously sized fourth bedroom with a full bathroom conveniently located just outside the room, making it ideal for guests, a home office, or multigenerational living. Upstairs, the expansive primary suite offers a true owner's retreat complete with a versatile bonus space perfect for a nursery, home office, reading room, or private sitting area. Step onto your own private balcony to enjoy your morning coffee or unwind in the evening. The oversized walk-in closet provides abundant storage, while the luxurious en-suite bath features a garden tub, walk-in shower, dual vanities, and ample space to start and end your day in comfort. The second floor also features beautiful laminate flooring throughout the bedrooms, adding both style and easy maintenance. Two additional bedrooms and another full bathroom complete the upper level, providing plenty of room for family and guests. Ideally located just minutes from shopping, Brandon Mall, dining, I-75, and the Selmon Expressway, this home offers convenient access to downtown Tampa and everything the area has to offer. Don't miss this incredible opportunity to own one of the largest townhomes in Lumsden Reserve. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,806
Sqft
0.1 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,644 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,644/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Brandon actives
$155 vs $212
Days on market
19 vs 23 typical
Where $155/sqft sits among the 254 Brandon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brandon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brandon. See the full Brandon guide →
BRANDON 33511 — neighborhood snapshot
Population
60,399
Median age
38
Median income
$77,383
Median home value
$324,900
Avg household
2.63
Households w/ children
7,399
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brandon market
$375K → $387K
Brandon median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
133 of 254
Brandon actives have cut their price
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the BRANDON 33511 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 822 LUMSDEN RESERVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$512,000
2513 KNIGHT ISLAND DRIVE
4 bd · 3.5 ba · 2,798 sqft · $183/sqft · 68 DOM
Sold · Nov ’25$565,000
1207 CADENCE COURT
4 bd · 3.5 ba · 2,786 sqft · $203/sqft · 72 DOM
Sold · Sep ’25$590,000
1304 LOREA LANE
4 bd · 4 ba · 2,876 sqft · $205/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 822 LUMSDEN RESERVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 822 LUMSDEN RESERVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
822 LUMSDEN RESERVE DRIVE FAQs
What would the monthly payment be for 822 LUMSDEN RESERVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,644/mo — principal and interest, the actual property-tax bill, the $463/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 822 LUMSDEN RESERVE DRIVE?+
The association fee works out to $463 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 822 LUMSDEN RESERVE DRIVE?+
The most recent tax bill on record (2025) was $3,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 822 LUMSDEN RESERVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brandon?+
At $435,000, this home is listed about 18% above the Brandon median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 822 LUMSDEN RESERVE DRIVE?+
Brandon High School (high), Yates Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Arveny Vidal Rodriguez LLC. MLS #TB8524764.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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