3300 COVE CAY DRIVE UNIT 7D, CLEARWATER, FL, 33760
Active25 days on marketListed Jul 8, 2026MLS #TB8524759
About this home
3300 COVE CAY DRIVE UNIT 7D
Wake up to breathtaking panoramic views from this top-floor 2-bedroom, 2-bath condominium in the highly desirable Cove Cay Village 4. From the spacious glass-enclosed and screened porch, enjoy sweeping vistas of Tampa Bay, the 9th fairway of the Cove Cay Golf Course, passing boats, and an abundance of Florida wildlife. With access from both the living room and the primary bedroom, this inviting space can be enjoyed year-round and is the perfect place to relax with your morning coffee or unwind while watching the ever-changing scenery. Inside, the bright, spacious and welcoming floor plan is enhanced by soft coastal-inspired colors, attractive laminate flooring, and window blinds throughout for comfort and privacy. The updated kitchen features beautiful cabinetry, stainless Samsung appliances, and a functional layout that's ideal for everyday living and entertaining. And the breakfast area features a large window to enjoy viewing the outside. Both bathrooms have been tastefully updated with beautifully tiled walk-in showers accented by neutral decorative tile, tile flooring, updated toilets, and stylish finishes that provide a fresh, timeless look. A 2021 water heater adds peace of mind, while the private laundry room, complete with a Maytag washer and dryer, is conveniently located just off the porch and offers additional storage and functionality. The covered carport keeps your vehicle protected from the Florida sun, and the condominium is being offered beautifully and fully furnished, making it a true turnkey opportunity—simply bring your suitcase and begin enjoying the Florida lifestyle from day one. This exceptional top-floor residence combines comfort, quality updates, and one of the most spectacular views in Cove Cay. Residents enjoy beautifully maintained grounds, a waterfront setting, golf, and convenient access to shopping, dining, Tampa International Airport, St. Pete–Clearwater International Airport, and the award-winning Gulf beaches. Whether you're searching for a year-round home or the perfect seasonal retreat, this move-in-ready condominium is sure to impress and is part of the Paradise known as Cove Cay.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,070
Sqft
1982
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,954 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,954/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs Clearwater actives
$222 vs $218
Days on market
25 vs 47 typical
Where $222/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,073
Median age
61
Median income
$62,580
Median home value
$189,303
Avg household
2
Households w/ children
28%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 3300 COVE CAY DRIVE UNIT 7D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$165,000
2700 COVE CAY DRIVE UNIT 2F · same community
2 bd · 2 ba · 1,070 sqft · $154/sqft · 217 DOM
Sold · Jan ’26$229,900
3400 COVE CAY DRIVE UNIT 6B · same community
2 bd · 2 ba · 1,070 sqft · $215/sqft · 51 DOM
Sold · Jul ’26$155,000
2900 COVE CAY DRIVE UNIT 6F · same community
2 bd · 2 ba · 1,070 sqft · $145/sqft · 215 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3300 COVE CAY DRIVE UNIT 7D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3300 COVE CAY DRIVE UNIT 7D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3300 COVE CAY DRIVE UNIT 7D FAQs
What would the monthly payment be for 3300 COVE CAY DRIVE UNIT 7D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,954/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3300 COVE CAY DRIVE UNIT 7D?+
The most recent tax bill on record (2025) was $3,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3300 COVE CAY DRIVE UNIT 7D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $237,900, this home is listed about 13% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3300 COVE CAY DRIVE UNIT 7D?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Kathleen McDowell. MLS #TB8524759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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