3410 W SANTIAGO STREET, TAMPA, FL, 33629
Pending30 days on marketListed Jul 15, 2026MLS #TB8524693
About this home
3410 W SANTIAGO STREET
Nestled in the heart of Palma Ceia, this beautifully preserved 1926 bungalow seamlessly blends historic character with the thoughtful updates today's buyers are searching for. Offering nearly 2,500 square feet of living space, the home features three spacious bedrooms, three full bathrooms, and a versatile bonus suite that allows it to comfortably live as a four-bedroom home. An inviting oversized front porch welcomes you inside, where timeless details including original hardwood floors, crown molding, and abundant natural light create a warm, inviting atmosphere. The thoughtfully designed floor plan offers an effortless flow between living spaces, making the home equally suited for everyday living and entertaining. At the center of the home, the kitchen combines classic craftsmanship with modern functionality, featuring custom hardwood cabinetry, granite countertops, stainless steel appliances, a natural gas range, and a dedicated coffee bar. Just beyond, a stunning 2017 addition expands the home with a luxurious primary retreat complete with dual custom walk-in closets and a beautifully appointed ensuite bath. Upstairs, the oversized bonus suite offers exceptional flexibility with its own full bathroom and wet bar, making it ideal as a guest suite, second primary retreat, media room, home office, or playroom. Hidden beneath the staircase is an oversized storage room, a valuable feature in a historic home. Step outside to a private backyard designed for year-round Florida living. Enjoy low-maintenance turf, a custom putting green, premium storage shed, expansive brick paver patio, and a spacious side yard that provides plenty of room for entertaining, outdoor dining, pets, or play. Equally impressive are the home's extensive updates, including a new main roof (2025), renovated guest bathroom (2026), updated electrical panel, tankless water heater, PVC plumbing to the city connection, impact-rated windows in the addition, and professional tenting completed in 2024. Located in one of South Tampa's most sought-after neighborhoods, this home offers an exceptional walkable lifestyle with Bayshore Boulevard, Buddy Brew, Chill Bros, Kelp, and Starbucks all just a short stroll from your front door. Hyde Park Village, Downtown Tampa, and Tampa International Airport are only minutes away by car. Zoned for highly acclaimed Roosevelt Elementary, Coleman Middle School, and Plant High School, this exceptional residence offers the rare opportunity to own a timeless piece of Palma Ceia while enjoying the comfort, convenience, and modern updates today's buyers desire.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,477
Sqft
0.11 ac
Lot size
1926
Year built
Two
Levels
$464
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,537 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,537/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.9%
$/sqft vs Tampa actives
$464 vs $301
Days on market
30 vs 43 typical
Where $464/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia — neighborhood snapshot
Population
5,762
Median age
39
Median income
$170,283
Median home value
$766,224
Avg household
3
Households w/ children
911
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3410 W SANTIAGO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
726 W 12TH STREET · same community
4 bd · 3 ba · 1,656 sqft · $175/sqft · 92 DOM
Sold · Dec ’25$550,000
4510 S MANHATTAN AVENUE UNIT 003
4 bd · 3.5 ba · 2,410 sqft · $228/sqft · 97 DOM
Sold · Sep ’25$584,000
4511 S MANHATTAN AVENUE UNIT 14
4 bd · 3.5 ba · 2,410 sqft · $242/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3410 W SANTIAGO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3410 W SANTIAGO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3410 W SANTIAGO STREET FAQs
What would the monthly payment be for 3410 W SANTIAGO STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,537/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3410 W SANTIAGO STREET?+
The most recent tax bill on record (2025) was $8,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3410 W SANTIAGO STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,150,000, this home is listed about 156% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3410 W SANTIAGO STREET?+
Roosevelt Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Ryan Newton-Block. MLS #TB8524693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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