3303 W SHELL POINT #A ROAD, RUSKIN, FL, 33570
Active18 days on marketListed Jul 2, 2026MLS #TB8524641
About this home
3303 W SHELL POINT #A ROAD
RARE FULLY RENOVATED WATERFRONT VILLA WITH DIRECT TAMPA BAY ACCESS! Experience Florida waterfront living at its finest in this beautifully renovated 2-bedroom, 1-bath villa, available for immediate occupancy. A rare opportunity awaits boating enthusiasts with an optional private 10,000-pound boat lift and dock available for rent for an additional $600 per month. With direct canal access, you’ll enjoy an approximate 10-minute boat ride to the open waters of Tampa Bay, making it effortless to spend your days fishing, cruising, or exploring the Gulf waters. Inside, this thoughtfully updated home features a bright, open-concept floor plan with stylish finishes, stainless steel appliances, solid wood cabinetry, and modern touches that create a warm, inviting atmosphere. Step outside and relax with your morning coffee or unwind at sunset on the expansive wrap-around deck overlooking the peaceful canal and mangroves. Cast a fishing line from the private dock, watch dolphins and manatees pass by, or simply enjoy the tranquil waterfront setting. Perfectly situated in the heart of Ruskin, you’re just steps from Shell Point Marina and surrounded by endless opportunities for boating, fishing, kayaking, paddleboarding, and waterfront dining. Conveniently located near shopping, restaurants, entertainment, and everything Ruskin, Sun City Center, Apollo Beach, and Riverview have to offer. Additional features include covered parking and an in-unit washer and dryer for added convenience. Don’t miss this rare opportunity to lease a fully renovated waterfront villa with optional private boat lift access in one of South Shore’s most desirable boating locations. Live where every day feels like a vacation!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
858
Sqft
0.18 ac
Lot size
1981
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ruskin actives
$2 vs $180
Days on market
18 vs 51 typical
Where $2/sqft sits among the 287 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
161 of 287
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 3303 W SHELL POINT #A ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$110,000
1021 CANAL STREET
3 bd · 1 ba · 816 sqft · $135/sqft · 121 DOM
Sold · Jun ’26$245,000
808 BAHIA DEL SOL DRIVE UNIT 14
2 bd · 2 ba · 1,095 sqft · $224/sqft · 433 DOM
Sold · Oct ’25$175,000
812 BAHIA DEL SOL DRIVE UNIT B
2 bd · 2 ba · 1,095 sqft · $160/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3303 W SHELL POINT #A ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3303 W SHELL POINT #A ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3303 W SHELL POINT #A ROAD FAQs
What would the monthly payment be for 3303 W SHELL POINT #A ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3303 W SHELL POINT #A ROAD?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $2,000, this home is listed about 99% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 3303 W SHELL POINT #A ROAD?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$2,000 is 99% below the RUSKIN 33570 median of $335,000, and at $2/sqft it sits under the Ruskin average of $221.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $2,100, now $2,000 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX BAYSIDE REALTY LLC · Roxanne Esch. MLS #TB8524641.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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