269 MADEIRA CIRCLE, ST PETERSBURG, FL, 33715
Active32 days on marketListed Jul 2, 2026MLS #TB8524633
About this home
269 MADEIRA CIRCLE
Experience the best of Florida living in this spacious 3-bedroom, 2-bathroom townhome in the highly desirable Palms of Tierra community. Offering a two-car garage with a versatile bonus room, this home was not flooded during recent storms and features new luxury vinyl flooring throughout, providing both style and durability. The open-concept floor plan is designed for comfortable everyday living and entertaining. The kitchen overlooks the main living area and features granite countertops, wood cabinetry, stainless steel appliances, and a breakfast bar for casual dining. The inviting living room is highlighted by a cozy fireplace, creating the perfect space to relax after a day on the water. The spacious primary suite is conveniently located on the first living level and offers a large walk-in closet, private ensuite bathroom with dual-sink vanities and a generous walk-in shower, along with a private balcony where you can unwind and enjoy beautiful water views. Upstairs, two additional bedrooms share a full bathroom, providing comfortable accommodations for family or guests. Palms of Tierra offers an exceptional waterfront lifestyle with amenities including a community pool, fitness center, tennis courts, and a community boat dock, making it easy to enjoy boating, kayaking, paddleboarding, fishing, and all that coastal living has to offer. The monthly HOA fee includes cable, water, and additional services for added convenience. Ideally located just minutes from the pristine beaches of Fort De Soto Park and St. Pete Beach, and less than 20 minutes from vibrant Downtown St. Petersburg with its renowned dining, shopping, waterfront parks, museums, and year-round events, this home offers the perfect combination of waterfront tranquility and easy access to everything the Gulf Coast has to offer.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,585
Sqft
0.02 ac
Lot size
2
Garage
1997
Year built
Two
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,234 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,234/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.2%
$/sqft vs St Petersburg actives
$284 vs $322
Days on market
32 vs 48 typical
Where $284/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $425K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
200 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 269 MADEIRA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$775,000
307 MADEIRA CIRCLE · same community
3 bd · 3 ba · 1,585 sqft · $489/sqft · 117 DOM
Sold · Feb ’26$687,000
343 MADEIRA CIRCLE · same community
3 bd · 3 ba · 1,585 sqft · $433/sqft · 23 DOM
Sold · Oct ’25$650,000
341 MADEIRA CIRCLE · same community
3 bd · 3 ba · 1,585 sqft · $410/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 269 MADEIRA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 269 MADEIRA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
269 MADEIRA CIRCLE FAQs
What would the monthly payment be for 269 MADEIRA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,234/mo — principal and interest, the actual property-tax bill, the $592/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 269 MADEIRA CIRCLE?+
The association fee works out to $592 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 269 MADEIRA CIRCLE?+
The most recent tax bill on record (2025) was $7,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 269 MADEIRA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $450,000, this home is listed about 6% above the St Petersburg median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 269 MADEIRA CIRCLE?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8524633.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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