David Ramirez
$278,0003 bd2 ba1,212 sqft$229 /sqft$2,092 /mo all-in ↓

849 HAPPINESS AVENUE SW, PALM BAY, FL, 32908

Active41 days on marketListed Jun 30, 2026MLS #TB8524548

Private poolSingle Family ResidencePORT MALABAR UNIT 37

About this home

849 HAPPINESS AVENUE SW

Hard to find fully turnkey 3 bed / 2 bath pool home in the most peaceful and growing pocket of Palm Bay, offering major updates, concrete-block construction, and everything needed to enjoy the Florida lifestyle from day one. The seller’s surprise relocation gives you the unique opportunity to secure this beautifully updated 1,212 sqft home at the lowest price per sq ft for a turkey home in the area by far, with a private pool, expansive fenced-in yard, and valuable big-ticket improvements already completed. So what makes this one so special? 1) New roof installed in 2021, providing valuable long-term peace of mind. 2) Large eat-in kitchen with brand new shining stainless steel kitchen appliances installed in 2023, complemented by beautiful granite countertops and wood cabinets. 3) New Hurricane-impact-resistant windows installed throughout, offering enhanced storm protection, security, energy efficiency, and noise reduction. 4) HVAC system replaced in 2018, with a brand new evaporator coil installed in 2024. 5) Large fenced-in backyard with an in-ground pool, perfect for entertaining and cooling off in the Florida Sun. 6) Screened-in lanai beside the pool deck, offering a shaded, bug-free space for outdoor dining, relaxing, and enjoying peaceful Florida mornings and evenings. 7) Attached 2-car garage providing ample room for vehicles, tools, and toys, and other storage. 8) Dedicated laundry room complete with washer, dryer, and built-in cabinetry for added storage and everyday convenience. 9) Gorgeous tropical landscaping with mature palm trees, creating beautiful curb appeal, taken care of by well-attached irrigation system. 10) Well located Palm Bay neighborhood with convenience access to nearby shopping, dining & entertainment, parks, schools, and major roadways. City water and sewer are anticipated to be brought to the area, offering potential future utility flexibility. With major updates already completed, this property delivers an exceptional combination of major updates, private outdoor living, and unbeatable value. Whether you’re searching for a primary residence, Florida retreat, or well-located rental property, this one truly checks all the boxes. Easy to show. Feel free to soft pitch before writing anything up. MLS info sheet and disclosures available. No assignable contracts accepted.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,212

Sqft

0.24 ac

Lot size

2

Garage

1998

Year built

One

Levels

$229

Per sqft

Private poolNegotiable

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesElectric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingExhaust Fan
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesWest
ExteriorGarden

Community & fees

Taxes (2025)$2,072/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,092 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,637
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$173
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,730Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,730
Interest rate6.00%
Loan term

Estimated payment

$2,092/mo

Principal & interest$1,637
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$173
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Bay actives

$229 vs $208

Days on market

41 vs 43 typical

Where $229/sqft sits among the 365 Palm Bay actives

245 · this home
17
9
26
28
40
$159–247$247–335$335–423$423–511$511–599$599+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Bay

Map of 849 HAPPINESS AVENUE SW

Drive times from this address

Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Bay. See the full Palm Bay guide →

PALM BAY 32908 — neighborhood snapshot

Population

14,970

Median age

38.3

Median income

$66,589

Median home value

$265,500

Avg household

3.08

Households w/ children

1,917

For the school run

Brevard County School District

ElementaryJupiter Elementary School★★★★
MiddleSouthwest Middle School★★★★★
HighHeritage High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$306K$328K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

98 of 365

Palm Bay actives have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 491% above the PALM BAY 32908 median. See the full Palm Bay market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $278,000 · 41 days on market since
1998Built · PORT MALABAR UNIT 37

Reality check

What actually sold near 849 HAPPINESS AVENUE SW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

236 WARDELL AVENUE SWSold · Apr ’26

$300,000

236 WARDELL AVENUE SW · same community

3 bd · 2 ba · 1,250 sqft · $240/sqft · 5 DOM

743 DARBY AVENUE SWSold · Jan ’26

$295,000

743 DARBY AVENUE SW · same community

3 bd · 2 ba · 1,250 sqft · $236/sqft · 42 DOM

749 DARBY AVENUE SWSold · Feb ’26

$294,900

749 DARBY AVENUE SW · same community

3 bd · 2 ba · 1,250 sqft · $236/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 849 HAPPINESS AVENUE SW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 849 HAPPINESS AVENUE SW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

849 HAPPINESS AVENUE SW FAQs

What would the monthly payment be for 849 HAPPINESS AVENUE SW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,092/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 849 HAPPINESS AVENUE SW?+

The most recent tax bill on record (2025) was $2,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Bay?+

At $278,000, this home is listed about 22% below the Palm Bay median of $354,900. The market section on this page shows how the area is trending.

Which schools are assigned to 849 HAPPINESS AVENUE SW?+

Jupiter Elementary School (elementary), Southwest Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RICHARD PETERS REALTY LLC · Alexander Izikson. MLS #TB8524548.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palm Bay homes, in your inbox

Like 849 HAPPINESS AVENUE SW but not quite? A daily digest of every new listing in Palm Bay — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 10, 2026 at 7:54 AM UTC. The listing information on this page last changed on August 10, 2026 at 7:54 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 10, 2026 at 7:54 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 10, 2026 at 7:54 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.